Bank AC Verification Advanced
POST
https://api.staging.indiconnect.in/idverifygr/verification
Last modified:2026-04-06 06:27:07
a transaction or inquiry and validating the response received from NPCI systems. It provides enhanced verification along with
data comparison capabilities.
and compliance checks. It not only validates the account details but also compares the provided input data with the bank response
to ensure accuracy.
bank verification status, account details, transaction response, and input vs source comparison results.
Request Headers
| Header | Description |
|---|---|
myAppId | Application identifier used for service authentication |
service-key | Unique service key provided for accessing the verification service |
Authorization | API authorization credentials for secure access |
Content-Type | Specifies the request payload format (application/json) |
Request Parameters
| Parameter | Type | Description |
|---|---|---|
accountNumber | String | Bank account number to be verified |
ifsc | String | IFSC code of the bank branch |
name | String | Name of the account holder for validation and comparison |
mobile | String | Registered mobile number (if applicable) |
documentType | String | Specifies the verification type (Bank Account Verification Advanced) |
Response Fields
| Field | Description |
|---|---|
ok | Indicates whether the request was successful (true / false) |
message | Status message describing the result of the verification |
result.status_code | Status code returned by the system |
result.request_id | Unique request identifier for tracking |
result.case_id | Case ID for internal reference |
result.data.source[].statusAsPerSource | Status received from the bank/NPCI source |
result.data.source[].data.accountNumber | Verified bank account number |
result.data.source[].data.ifsc | Verified IFSC code |
result.data.source[].data.accountName | Account holder name returned from the bank |
result.data.source[].data.bankResponse | Response message from the bank |
result.data.source[].data.bankTxnStatus | Transaction status from the bank (true / false) |
result.data.source[].data.bankRRN | Bank reference number for the transaction |
result.data.source[].data.statusCode | Status code returned by the bank/NPCI |
result.data.source[].isValid | Indicates whether the source data is valid |
result.comparision_data.inputVsSource.flags.accountHolderName.score | Matching score between input name and bank-provided name |
result.comparision_data.inputVsSource.flags.accountHolderName.result | Indicates if the name match is successful |
result.comparision_data.inputVsSource.validity | Overall validation result (e.g., VALID/INVALID) |
error | Contains error details if verification fails |
Use Cases
- Advanced bank account verification for high-risk transactions
- Customer onboarding with name matching validation
- Payout validation with enhanced accuracy
- Fraud detection and prevention
- Compliance and regulatory verification
Key Benefits
- Enhanced verification with NPCI-backed validation
- Input vs source comparison for higher accuracy
- Detailed transaction and response insights
- Improves fraud detection and reduces risk
- Easy integration with existing systems
Request
Header Params
Body Params application/jsonRequired
Responses
Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://api.staging.indiconnect.in/idverifygr/verification' \
--header 'myAppId: verification_v2_1_app' \
--header 'service-key: sk_test_a9944179bc598f06' \
--header 'Authorization: x-api-access indc_test_a41eaf2a175f3b13:ac_test_bf7117f6da6c6285' \
--header 'Content-Type: application/json' \
--data-raw '{
"query": "mutation {\r\n verify(\r\n input: {\r\n documentType: \"Bank Account Verification Advanced\"\r\n accountNumber: \"60274258687\"\r\n name: \"Tukaram Goroba Waghmare\"\r\n mobile: \"9657551465\"\r\n ifsc: \"MAHB0000521\"\r\n }\r\n ) {\r\n ok\r\n message\r\n result {\r\n __typename\r\n\r\n ... on BankAccountVerificationAdvancedResult {\r\n status_code\r\n request_id\r\n case_id\r\n data\r\n comparision_data\r\n }\r\n }\r\n }\r\n}\r\n",
"variables": {}
}'Response Response Example
{
"data": {
"verify": {
"ok": true,
"message": "Verification completed successfully",
"result": {
"__typename": "BankAccountVerificationAdvancedResult",
"status_code": 101,
"request_id": "7f4b406b-631a-4a9f-ad2e-638931e35e08",
"case_id": "123456",
"data": {
"source": [
{
"statusAsPerSource": "VALID",
"data": {
"accountNumber": "60274258687",
"ifsc": "MAHB0000521",
"accountName": "Mr TUKARAM GOROBA WAGHMARE",
"bankResponse": "SUCCESSFUL TRANSACTION",
"bankTxnStatus": true,
"bankRRN": "608599962263",
"statusCode": "KC01"
},
"isValid": true
}
]
},
"comparision_data": {
"inputVsSource": {
"flags": {
"accountHolderName": {
"score": 0.8970137945902765,
"result": true
}
},
"validity": "VALID"
}
}
}
}
}
}Modified at 2026-04-06 06:27:07