1. Credit Bureau Reports
  • Default module
    • Introduction to IndiConnect
      • Who Are We?
      • What Are We Building?
      • Key Features
      • How to Integrate?
      • Key API Features
      • API Access & Support
    • Merchant Onboarding Guide
      • Merchant Onboarding
        • Pre-onboarding-Checks
        • Reasons for Declination
        • KYC-Documents
      • How to get started?
        • Sign-up
        • Email-ID-Verification
        • Complete-Your-KYC
    • Co-operatives
      • Bizstack
        • Credit Reports
          • CRIF-SERVICE
            • send consent otp
            • report fetch API
          • Experian (Soft Pull)
            • Experian Credit Bureau_S
          • Credit Bureau Reports
            • Bureau Verification C (CRIF)
              POST
            • Bureau Verification B (CIBIL)
              POST
            • Bureau Verification V3 (Experian)
              POST
            • Bureau Verification V2 (Experian)
              POST
        • Verification Services V1
          • Identity Verification
            • Voter ID Verification
            • Driving License Verification
            • Mobile Verification
            • Mobile Verification with OTP
            • Mobile Verification With OTP Verify
            • Mobile Verification with OTP Details
            • ITR Fetch_S
            • ITR Verification_S
            • Face Liveness Passive
            • Advanced Forgery_S
            • Passport Verification
          • Business Verification
            • Udyam Verification Without OTP
            • Udyam Registration Send OTP
            • Udyam Verification Otp Verify
            • MCA - Company or LLP CIN Lookup
            • MCA - Company Search Lite
            • MCA Signatories(DIN Verification)
            • Company and LLP Master Data
            • ROC Director search _S(DIN Director Details)
            • IEC Verification
            • Shop and Establishment certificate verification
            • Negative Due Diligence_S
            • ICSI verification
            • CA Membership verification
            • ICWAI Membership verification
            • TAN verification_S
            • GST Verification
          • Banking & Financial Verification
            • Bank Account Verification - PennyDrop
            • Bank AC Verification
            • Bank AC Verification Advanced
            • Hybrid Bank Account Verification_S
            • Silent account verification
            • IFSC
            • Cheque OCR
            • Experian Credit Bureau_S
          • Employment / EPFO Verification
            • EPFO Employee Name Search_S
            • EPFO Basic Establishment Search_S
            • EPF UAN Lookup
            • EPF UAN Validation
          • Vehicle & Transport Verification
            • Vehicle RC verification - Basic
            • Vehicle RC verification - Advanced
            • Vehicle reverse RC_S
            • Fast Tag Verification_S
            • FASTTAG Last Location Verification_S
          • Risk Intelligence
            • Geo Fencing_S
            • Reverse Geocode_S
            • IP Quality Check_S
            • TIN Fetch_S
          • Utilities & Property Verification
            • PNG verification
            • Property Tax
          • Utility Verification
            • Electricity Bill verification
            • LPG ID Verification
          • DigiLocker / Token Management
          • DigiLocker Document Retrieval
          • Face & Document Intelligence
            • Face Match
            • KYC OCR Plus
          • Email & Fraud Risk
            • Email Verification
            • Email Fraud Check
          • Address Intelligence
            • Address Match
            • Address split
          • Data Matching & Validation
            • Name Match
        • Verification Services V2
          • Identity Verification
            • Driving licence verification
          • Vehicle & Transport Verification
            • Vehicle RC Verification
            • Vehicle RC Verification Plus
            • Vehicle RC Plus With Challan
            • Reverse RC lookup
            • Reverse RC details
          • Business Verification
            • GSTIN authentication basic
            • GSTIN authentication advanced
            • GST Enhanced
            • PAN to GST details
            • Contact to GST details
            • GSTIN search by PAN
          • Banking & Financial Verification
            • Bank Account Penny Drop
          • Aadhar Verification
            • Digilocker Generate Link
            • Digilocker Get Details
        • Verification Services V3
        • Verification Services V4
          • Udyam Verification
          • Mobile to LPG Verification
          • PAN Premium Verification
      • ID-Verification
        • Individual
          • PAN detailed
          • document verification
          • bank verification
          • vpa verification
          • aadhaar verification
          • aadhaar verification response
        • Business
          • PAN detailed
          • document verification
      • Pay-in Services
        • Indicollect
          • Create Collect request API
          • Create Intent Request
          • Create Dynamic QR request
          • Validate VPA
          • Get Collect status API by transactionId
          • Resend callback API
          • Refund Callback API
        • UPI-Direct
          • Get transaction status by INDC transactionId
          • Send collect request
          • intent request API
          • Dynamic QR API
          • Validate VPA API
          • Transaction callback
      • Digital Pigmy
        • Create Mandate
        • Validate VPA
        • Check status
        • Get mandate details
        • Get all transaction of a mandate
        • Mandate revoke
        • Mandate Transaction callback
      • IndiConnect Static QR
        • Merchant Onboarding CALLBACK
        • Trasaction Success Callaback
        • Settlement Callback
        • Get Transaction Details
        • Get Settlement Details by Indiconnet Settlemt Id
    • SME
      • Bizstack
        • Credit Reports
          • CRIF-SERVICE
            • send consent otp
            • report fetch API
          • Experian (Soft Pull)
            • Experian Credit Bureau_S
          • Credit Bureau Reports
            • Bureau Verification C (CRIF)
            • Bureau Verification B (CIBIL)
            • Bureau Verification V3 (Experian)
            • Bureau Verification V2 (Experian)
        • Verification Services V1
          • Identity Verification
            • Voter ID Verification
            • Driving License Verification
            • Mobile Verification
            • Mobile Verification with OTP
            • Mobile Verification With OTP Verify
            • Mobile Verification with OTP Details
            • ITR Fetch_S
            • ITR Verification_S
            • Face Liveness Passive
            • Advanced Forgery_S
            • Passport Verification
          • Business Verification
            • Udyam Verification Without OTP
            • Udyam Registration Send OTP
            • Udyam Verification Otp Verify
            • MCA - Company or LLP CIN Lookup
            • MCA - Company Search Lite
            • MCA Signatories(DIN Verification)
            • Company and LLP Master Data
            • ROC Director search _S(DIN Director Details)
            • IEC Verification
            • Shop and Establishment certificate verification
            • Negative Due Diligence_S
            • ICSI verification
            • CA Membership verification
            • ICWAI Membership verification
            • TAN verification_S
            • GST Verification
          • Banking & Financial Verification
            • Bank Account Verification - PennyDrop
            • Bank AC Verification
            • Bank AC Verification Advanced
            • Hybrid Bank Account Verification_S
            • Silent account verification
            • IFSC
            • Cheque OCR
            • Experian Credit Bureau_S
          • Employment / EPFO Verification
            • EPFO Employee Name Search_S
            • EPFO Basic Establishment Search_S
            • EPF UAN Lookup
            • EPF UAN Validation
          • Vehicle & Transport Verification
            • Vehicle RC verification - Basic
            • Vehicle RC verification - Advanced
            • Vehicle reverse RC_S
            • Fast Tag Verification_S
            • FASTTAG Last Location Verification_S
          • Risk Intelligence
            • Geo Fencing_S
            • Reverse Geocode_S
            • IP Quality Check_S
            • TIN Fetch_S
          • Utilities & Property Verification
            • PNG verification
            • Property Tax
          • DigiLocker / Token Management
          • DigiLocker Document Retrieval
          • Face & Document Intelligence
            • Face Match
            • KYC OCR Plus
          • Email & Fraud Risk
            • Email Verification
            • Email Fraud Check
          • Address Intelligence
            • Address Match
            • Address split
          • Data Matching & Validation
            • Name Match
          • Utility Verification
            • Electricity Bill verification
            • LPG ID Verification
        • Verification Services V2
          • Identity Verification
            • Driving licence verification
          • Vehicle & Transport Verification
            • Vehicle RC Verification
            • Vehicle RC Verification Plus
            • Vehicle RC Plus With Challan
            • Reverse RC lookup
            • Reverse RC details
          • Business Verification
            • GSTIN authentication basic
            • GSTIN authentication advanced
            • GST Enhanced
            • PAN to GST details
            • Contact to GST details
            • GSTIN search by PAN
          • Banking & Financial Verification
            • Bank Account Penny Drop
          • Aadhar Verification
            • Digilocker Generate Link
            • Digilocker Get Details
        • Verification Services V4
          • Udyam Verification
          • Mobile to LPG Verification
          • PAN Premium Verification
        • ID-Verification
          • Individual
            • PAN detailed
            • document verification
            • bank verification
            • vpa verification
            • aadhaar verification
            • aadhaar verification response
          • Business
            • PAN detailed
            • document verification
      • Payout Services
        • VA Payout
          • Add Beneficiary Bank Account
          • Direct Payout Account API
          • Direct Payout VPA API
          • Add Beneficiary VPA
          • Create Transfer To Bank Account
          • Create Transfer to VPA
          • Get All Beneficiary API
          • Get All Transfer Details
          • Get Transfer Detail by Transfer Id
          • Get Payout Wallet Balance
          • Download Account Statement of virtual wallet
          • Get Account Statement of virtual wallet
          • Delete Beneficiary API
          • Resend Callback API
          • Verify VPA API
          • Callback request body
        • Payout
          • Add Beneficiary Bank Account
          • Direct Payout Account API
          • Create Transfer To Bank Account
          • Get Transfer Detail by Transfer Id
          • Get Account Balance API
          • Transaction callback
      • Pay-in Services
        • Indicollect
          • Create Collect request API
          • Create Intent Request
          • Create Dynamic QR request
          • Validate VPA
          • Get Collect status API by transactionId
          • Resend callback API
          • Refund callback API
        • UPI-Direct
          • Get transaction status by INDC transactionId
          • Send collect request
          • intent request API
          • Dynamic QR API
          • Validate VPA API
          • Transaction callback
      • Recurring Payments
        • Create Mandate
        • Validate VPA
        • Check Status
        • Get mandate details
  1. Credit Bureau Reports

Bureau Verification V2 (Experian)

POST
https://api.ccs.indiconnect.in/idverifygr/verification
Last modified:2026-10-08 13:20:19

Request

Header Params

Body Params application/jsonRequired

Examples

Responses

🟢200OK
application/json
Bodyapplication/json

Request Request Example
Shell
JavaScript
Java
Swift
curl --location 'https://api.ccs.indiconnect.in/idverifygr/verification' \
--header 'service-key: sk_live_88b74240619a7cb2' \
--header 'Authorization: x-api-access indc_live_8b626d3388264833:ac_live_a5ab03bbaad95e76' \
--header 'providercode: Z501AQSF' \
--header 'Content-Type: application/json' \
--data '{"query":"mutation VerifyBureauA($input: VerifyInput!) {\r\n  verify(input: $input) {\r\n    ok\r\n    message\r\n    status\r\n    result {\r\n      ... on BTBureauAResult {\r\n        txn_id\r\n        api_category\r\n        api_name\r\n        billable\r\n        message\r\n        status\r\n        datetime\r\n        \r\n        inprofileResponse\r\n      }\r\n    }\r\n    error {\r\n      status\r\n      message\r\n      raw\r\n    }\r\n  }\r\n}\r\n","variables":{"input":{"documentType":"bureau-verification-v2-experian","name":"Tukaram Waghmare","mobile":"9657551465"}}}'
Response Response Example
{
    "data": {
        "verify": {
            "ok": true,
            "message": "Verification completed successfully",
            "status": 200,
            "result": {
                "txn_id": "cb372aaf-002b-4cb0-8c83-c950a49d0fb0",
                "api_category": "Financial Checks",
                "api_name": "Bureau(A) V2",
                "billable": true,
                "message": "Success",
                "status": 1,
                "datetime": "2026-10-08 18:34:59.190845",
                "inprofileResponse": {
                    "Header": {
                        "SystemCode": "0",
                        "MessageText": "",
                        "ReportDate": "20260901",
                        "ReportTime": "181150"
                    },
                    "CreditProfileHeader": {
                        "ReportDate": "20260901",
                        "ReportTime": "181150",
                        "Version": "V2.4",
                        "ReportNumber": "1788266510470"
                    },
                    "Current_Application": {
                        "Current_Application_Details": {
                            "Enquiry_Reason": "6",
                            "Finance_Purpose": "",
                            "Amount_Financed": "0",
                            "Duration_Of_Agreement": "0",
                            "Current_Applicant_Details": {
                                "Last_Name": "",
                                "First_Name": "Tukaram",
                                "Middle_Name1": "",
                                "Middle_Name2": "",
                                "Middle_Name3": "",
                                "Gender_Code": "",
                                "IncomeTaxPan": "",
                                "PAN_Issue_Date": "",
                                "PAN_Expiration_Date": "",
                                "Passport_number": "",
                                "Passport_Issue_Date": "",
                                "Passport_Expiration_Date": "",
                                "Voter_s_Identity_Card": "",
                                "Voter_ID_Issue_Date": "",
                                "Voter_ID_Expiration_Date": "",
                                "Driver_License_Number": "",
                                "Driver_License_Issue_Date": "",
                                "Driver_License_Expiration_Date": "",
                                "Ration_Card_Number": "",
                                "Ration_Card_Issue_Date": "",
                                "Ration_Card_Expiration_Date": "",
                                "Universal_ID_Number": "",
                                "Universal_ID_Issue_Date": "",
                                "Universal_ID_Expiration_Date": "",
                                "Date_Of_Birth_Applicant": "",
                                "Telephone_Number_Applicant_1st": "",
                                "Telephone_Extension": "",
                                "Telephone_Type": "",
                                "MobilePhoneNumber": "9657551465",
                                "EMailId": ""
                            },
                            "Current_Other_Details": {
                                "Income": "0",
                                "Marital_Status": "",
                                "Employment_Status": "",
                                "Time_with_Employer": "",
                                "Number_of_Major_Credit_Card_Held": ""
                            },
                            "Current_Applicant_Address_Details": {
                                "FlatNoPlotNoHouseNo": "",
                                "BldgNoSocietyName": "",
                                "RoadNoNameAreaLocality": "",
                                "City": "",
                                "Landmark": "",
                                "State": "",
                                "PINCode": "",
                                "Country_Code": "IB"
                            },
                            "Current_Applicant_Additional_AddressDetails": ""
                        }
                    },
                    "CAIS_Account": {
                        "CAIS_Summary": {
                            "Credit_Account": {
                                "CreditAccountTotal": "3",
                                "CreditAccountActive": "3",
                                "CreditAccountDefault": "0",
                                "CreditAccountClosed": "0",
                                "CADSuitFiledCurrentBalance": "0"
                            },
                            "Total_Outstanding_Balance": {
                                "Outstanding_Balance_Secured": "0",
                                "Outstanding_Balance_Secured_Percentage": "0",
                                "Outstanding_Balance_UnSecured": "11834",
                                "Outstanding_Balance_UnSecured_Percentage": "100",
                                "Outstanding_Balance_All": "11834"
                            }
                        },
                        "CAIS_Account_DETAILS": [
                            {
                                "Identification_Number": "PVT3360001",
                                "Subscriber_Name": "IDFC FIRST BANK LIMITED",
                                "Account_Number": "XXXXXXXXXX2405",
                                "Portfolio_Type": "R",
                                "Account_Type": "10",
                                "Open_Date": "20260312",
                                "Credit_Limit_Amount": "140000",
                                "Highest_Credit_or_Original_Loan_Amount": "16496",
                                "Terms_Duration": "",
                                "Terms_Frequency": "",
                                "Scheduled_Monthly_Payment_Amount": "",
                                "Account_Status": "11",
                                "Payment_Rating": "0",
                                "Payment_History_Profile": "0000????????????????????????????????",
                                "Special_Comment": "",
                                "Current_Balance": "0",
                                "Amount_Past_Due": "0",
                                "Original_Charge_Off_Amount": "",
                                "Date_Reported": "20260803",
                                "Date_of_First_Delinquency": "",
                                "Date_Closed": "",
                                "Date_of_Last_Payment": "",
                                "SuitFiledWillfulDefaultWrittenOffStatus": "",
                                "SuitFiled_WilfulDefault": "",
                                "Written_off_Settled_Status": "",
                                "Value_of_Credits_Last_Month": "",
                                "Occupation_Code": "",
                                "Settlement_Amount": "",
                                "Value_of_Collateral": "",
                                "Type_of_Collateral": "",
                                "Written_Off_Amt_Total": "",
                                "Written_Off_Amt_Principal": "",
                                "Rate_of_Interest": "46.200",
                                "Repayment_Tenure": "0",
                                "Promotional_Rate_Flag": "",
                                "Income": "",
                                "Income_Indicator": "",
                                "Income_Frequency_Indicator": "",
                                "DefaultStatusDate": "",
                                "LitigationStatusDate": "",
                                "WriteOffStatusDate": "",
                                "DateOfAddition": "20260430",
                                "CurrencyCode": "INR",
                                "Subscriber_comments": "",
                                "Consumer_comments": "",
                                "AccountHoldertypeCode": "1",
                                "CAIS_Account_History": [
                                    {
                                        "Year": "2026",
                                        "Month": "08",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "S"
                                    },
                                    {
                                        "Year": "2026",
                                        "Month": "07",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "S"
                                    },
                                    {
                                        "Year": "2026",
                                        "Month": "06",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2026",
                                        "Month": "05",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2026",
                                        "Month": "04",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    }
                                ],
                                "CAIS_Holder_Details": {
                                    "Surname_Non_Normalized": "TUKARAM GOROBA WAGHMARE",
                                    "First_Name_Non_Normalized": "",
                                    "Middle_Name_1_Non_Normalized": "",
                                    "Middle_Name_2_Non_Normalized": "",
                                    "Middle_Name_3_Non_Normalized": "",
                                    "Alias": "",
                                    "Gender_Code": "1",
                                    "Income_TAX_PAN": "AFJPW8626A",
                                    "Passport_Number": "",
                                    "Voter_ID_Number": "",
                                    "Date_of_birth": "19941218"
                                },
                                "CAIS_Holder_Address_Details": [
                                    {
                                        "First_Line_Of_Address_non_normalized": "FLAT NO 301 , SHREENATH COMPLEX, MORE",
                                        "Second_Line_Of_Address_non_normalized": "VASTI HAVELI PUNE MANJARI BK 412307",
                                        "Third_Line_Of_Address_non_normalized": "",
                                        "City_non_normalized": "",
                                        "Fifth_Line_Of_Address_non_normalized": "",
                                        "State_non_normalized": "27",
                                        "ZIP_Postal_Code_non_normalized": "412307",
                                        "CountryCode_non_normalized": "IB",
                                        "Address_indicator_non_normalized": "01",
                                        "Residence_code_non_normalized": ""
                                    },
                                    {
                                        "First_Line_Of_Address_non_normalized": "INDIFY VENTURES PVT LTD WTC TOWER 2",
                                        "Second_Line_Of_Address_non_normalized": "OFFICE NO 412 KHARADI PUNE 411014",
                                        "Third_Line_Of_Address_non_normalized": "",
                                        "City_non_normalized": "",
                                        "Fifth_Line_Of_Address_non_normalized": "",
                                        "State_non_normalized": "27",
                                        "ZIP_Postal_Code_non_normalized": "411014",
                                        "CountryCode_non_normalized": "IB",
                                        "Address_indicator_non_normalized": "01",
                                        "Residence_code_non_normalized": ""
                                    },
                                    {
                                        "First_Line_Of_Address_non_normalized": ", NEAR RAM MANDIR, AT POST SATEPHAL,",
                                        "Second_Line_Of_Address_non_normalized": "SATEPHAL, KALAMB, OSMANABAD,",
                                        "Third_Line_Of_Address_non_normalized": "MAHARASHTRA, 413405 NEAR RAM MANDIR",
                                        "City_non_normalized": "",
                                        "Fifth_Line_Of_Address_non_normalized": "",
                                        "State_non_normalized": "27",
                                        "ZIP_Postal_Code_non_normalized": "413405",
                                        "CountryCode_non_normalized": "IB",
                                        "Address_indicator_non_normalized": "01",
                                        "Residence_code_non_normalized": ""
                                    },
                                    {
                                        "First_Line_Of_Address_non_normalized": "NEAR RAM MANDIR, AT POSTSATEPHAL, SATEPH",
                                        "Second_Line_Of_Address_non_normalized": "AL, KALAMBOSMANABAD, MAHARASHTRA, 413405",
                                        "Third_Line_Of_Address_non_normalized": "",
                                        "City_non_normalized": "",
                                        "Fifth_Line_Of_Address_non_normalized": "",
                                        "State_non_normalized": "27",
                                        "ZIP_Postal_Code_non_normalized": "413405",
                                        "CountryCode_non_normalized": "IB",
                                        "Address_indicator_non_normalized": "01",
                                        "Residence_code_non_normalized": ""
                                    },
                                    {
                                        "First_Line_Of_Address_non_normalized": "FLAT NO 301 , SHREENATH COMPLEXMORE VAST",
                                        "Second_Line_Of_Address_non_normalized": "I HAVELI PUNE MANJARI BK412307",
                                        "Third_Line_Of_Address_non_normalized": "",
                                        "City_non_normalized": "",
                                        "Fifth_Line_Of_Address_non_normalized": "",
                                        "State_non_normalized": "27",
                                        "ZIP_Postal_Code_non_normalized": "412307",
                                        "CountryCode_non_normalized": "IB",
                                        "Address_indicator_non_normalized": "01",
                                        "Residence_code_non_normalized": ""
                                    },
                                    {
                                        "First_Line_Of_Address_non_normalized": "INDIFY VENTURES PVT LTDWTC TOWER 2 OFFIC",
                                        "Second_Line_Of_Address_non_normalized": "E NO 412 KHARADIPUNE 411014",
                                        "Third_Line_Of_Address_non_normalized": "",
                                        "City_non_normalized": "",
                                        "Fifth_Line_Of_Address_non_normalized": "",
                                        "State_non_normalized": "27",
                                        "ZIP_Postal_Code_non_normalized": "411014",
                                        "CountryCode_non_normalized": "IB",
                                        "Address_indicator_non_normalized": "01",
                                        "Residence_code_non_normalized": ""
                                    }
                                ],
                                "CAIS_Holder_Phone_Details": [
                                    {
                                        "Telephone_Number": "9657551465",
                                        "Telephone_Type": "03",
                                        "Telephone_Extension": "",
                                        "Mobile_Telephone_Number": "",
                                        "FaxNumber": "",
                                        "EMailId": "TUKARAMWAGHMARE18@GMAIL.COM"
                                    },
                                    {
                                        "Telephone_Number": "9657551465",
                                        "Telephone_Type": "02",
                                        "Telephone_Extension": "",
                                        "Mobile_Telephone_Number": "",
                                        "FaxNumber": "",
                                        "EMailId": "TUKARAMWAGHMARE18@GMAIL.COM"
                                    },
                                    {
                                        "Telephone_Number": "",
                                        "Telephone_Type": "01",
                                        "Telephone_Extension": "",
                                        "Mobile_Telephone_Number": "9657551465",
                                        "FaxNumber": "",
                                        "EMailId": "TUKARAMWAGHMARE18@GMAIL.COM"
                                    }
                                ],
                                "CAIS_Holder_ID_Details": {
                                    "Income_TAX_PAN": "AFJPW8626A",
                                    "PAN_Issue_Date": "",
                                    "PAN_Expiration_Date": "",
                                    "Passport_Number": "",
                                    "Passport_Issue_Date": "",
                                    "Passport_Expiration_Date": "",
                                    "Voter_ID_Number": "",
                                    "Voter_ID_Issue_Date": "",
                                    "Voter_ID_Expiration_Date": "",
                                    "Driver_License_Number": "",
                                    "Driver_License_Issue_Date": "",
                                    "Driver_License_Expiration_Date": "",
                                    "Ration_Card_Number": "",
                                    "Ration_Card_Issue_Date": "",
                                    "Ration_Card_Expiration_Date": "",
                                    "Universal_ID_Number": "",
                                    "Universal_ID_Issue_Date": "",
                                    "Universal_ID_Expiration_Date": "",
                                    "EMailId": ""
                                }
                            },
                            {
                                "Identification_Number": "PVT3090001",
                                "Subscriber_Name": "ICICI Bank",
                                "Account_Number": "XXXXXXXXXXXX7246",
                                "Portfolio_Type": "R",
                                "Account_Type": "10",
                                "Open_Date": "20250707",
                                "Credit_Limit_Amount": "100000",
                                "Highest_Credit_or_Original_Loan_Amount": "510",
                                "Terms_Duration": "",
                                "Terms_Frequency": "",
                                "Scheduled_Monthly_Payment_Amount": "",
                                "Account_Status": "11",
                                "Payment_Rating": "0",
                                "Payment_History_Profile": "0??0???0????????????????????????????",
                                "Special_Comment": "",
                                "Current_Balance": "0",
                                "Amount_Past_Due": "0",
                                "Original_Charge_Off_Amount": "",
                                "Date_Reported": "20260630",
                                "Date_of_First_Delinquency": "",
                                "Date_Closed": "",
                                "Date_of_Last_Payment": "20250820",
                                "SuitFiledWillfulDefaultWrittenOffStatus": "",
                                "SuitFiled_WilfulDefault": "00",
                                "Written_off_Settled_Status": "",
                                "Value_of_Credits_Last_Month": "",
                                "Occupation_Code": "",
                                "Settlement_Amount": "",
                                "Value_of_Collateral": "",
                                "Type_of_Collateral": "",
                                "Written_Off_Amt_Total": "",
                                "Written_Off_Amt_Principal": "",
                                "Rate_of_Interest": "",
                                "Repayment_Tenure": "0",
                                "Promotional_Rate_Flag": "",
                                "Income": "",
                                "Income_Indicator": "",
                                "Income_Frequency_Indicator": "",
                                "DefaultStatusDate": "",
                                "LitigationStatusDate": "",
                                "WriteOffStatusDate": "",
                                "DateOfAddition": "20251001",
                                "CurrencyCode": "INR",
                                "Subscriber_comments": "",
                                "Consumer_comments": "",
                                "AccountHoldertypeCode": "1",
                                "CAIS_Account_History": [
                                    {
                                        "Year": "2026",
                                        "Month": "06",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2026",
                                        "Month": "05",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2026",
                                        "Month": "02",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "10",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    }
                                ],
                                "CAIS_Holder_Details": {
                                    "Surname_Non_Normalized": "TUKARAM",
                                    "First_Name_Non_Normalized": "WAGHMARE",
                                    "Middle_Name_1_Non_Normalized": "",
                                    "Middle_Name_2_Non_Normalized": "",
                                    "Middle_Name_3_Non_Normalized": "",
                                    "Alias": "",
                                    "Gender_Code": "1",
                                    "Income_TAX_PAN": "AFJPW8626A",
                                    "Passport_Number": "",
                                    "Voter_ID_Number": "",
                                    "Date_of_birth": "19941218"
                                },
                                "CAIS_Holder_Address_Details": [
                                    {
                                        "First_Line_Of_Address_non_normalized": "SATHEPHAL KALAMB OSMANABAD MAHARASHTRA",
                                        "Second_Line_Of_Address_non_normalized": "NEAR RAMNAGAR SATEPHAL",
                                        "Third_Line_Of_Address_non_normalized": "",
                                        "City_non_normalized": "",
                                        "Fifth_Line_Of_Address_non_normalized": "",
                                        "State_non_normalized": "27",
                                        "ZIP_Postal_Code_non_normalized": "413507",
                                        "CountryCode_non_normalized": "IB",
                                        "Address_indicator_non_normalized": "01",
                                        "Residence_code_non_normalized": ""
                                    },
                                    {
                                        "First_Line_Of_Address_non_normalized": "VISHVA TECHNOLOGY SO A 202 TWIN ARCADE M",
                                        "Second_Line_Of_Address_non_normalized": "ITETRY ROAD MAROL NAKA ANDHERI  NEAR MAR",
                                        "Third_Line_Of_Address_non_normalized": "OL NAKA ANDHERI",
                                        "City_non_normalized": "",
                                        "Fifth_Line_Of_Address_non_normalized": "",
                                        "State_non_normalized": "27",
                                        "ZIP_Postal_Code_non_normalized": "400059",
                                        "CountryCode_non_normalized": "IB",
                                        "Address_indicator_non_normalized": "01",
                                        "Residence_code_non_normalized": ""
                                    }
                                ],
                                "CAIS_Holder_Phone_Details": [
                                    {
                                        "Telephone_Number": "0809657551465",
                                        "Telephone_Type": "03",
                                        "Telephone_Extension": "",
                                        "Mobile_Telephone_Number": "",
                                        "FaxNumber": "",
                                        "EMailId": "TUKARAMWAGHMARE18@GMAIL.COM"
                                    },
                                    {
                                        "Telephone_Number": "",
                                        "Telephone_Type": "01",
                                        "Telephone_Extension": "",
                                        "Mobile_Telephone_Number": "9657551465",
                                        "FaxNumber": "",
                                        "EMailId": "TUKARAMWAGHMARE18@GMAIL.COM"
                                    }
                                ],
                                "CAIS_Holder_ID_Details": {
                                    "Income_TAX_PAN": "AFJPW8626A",
                                    "PAN_Issue_Date": "",
                                    "PAN_Expiration_Date": "",
                                    "Passport_Number": "",
                                    "Passport_Issue_Date": "",
                                    "Passport_Expiration_Date": "",
                                    "Voter_ID_Number": "",
                                    "Voter_ID_Issue_Date": "",
                                    "Voter_ID_Expiration_Date": "",
                                    "Driver_License_Number": "",
                                    "Driver_License_Issue_Date": "",
                                    "Driver_License_Expiration_Date": "",
                                    "Ration_Card_Number": "",
                                    "Ration_Card_Issue_Date": "",
                                    "Ration_Card_Expiration_Date": "",
                                    "Universal_ID_Number": "",
                                    "Universal_ID_Issue_Date": "",
                                    "Universal_ID_Expiration_Date": "",
                                    "EMailId": ""
                                }
                            },
                            {
                                "Identification_Number": "PVT3090001",
                                "Subscriber_Name": "ICICI Bank",
                                "Account_Number": "XXXXXXXXXXXX7599",
                                "Portfolio_Type": "R",
                                "Account_Type": "10",
                                "Open_Date": "20231119",
                                "Credit_Limit_Amount": "130000",
                                "Highest_Credit_or_Original_Loan_Amount": "39735",
                                "Terms_Duration": "",
                                "Terms_Frequency": "",
                                "Scheduled_Monthly_Payment_Amount": "",
                                "Account_Status": "11",
                                "Payment_Rating": "0",
                                "Payment_History_Profile": "0000000000000000000000?00?0000??????",
                                "Special_Comment": "",
                                "Current_Balance": "11834",
                                "Amount_Past_Due": "0",
                                "Original_Charge_Off_Amount": "",
                                "Date_Reported": "20260710",
                                "Date_of_First_Delinquency": "",
                                "Date_Closed": "",
                                "Date_of_Last_Payment": "20260601",
                                "SuitFiledWillfulDefaultWrittenOffStatus": "",
                                "SuitFiled_WilfulDefault": "00",
                                "Written_off_Settled_Status": "",
                                "Value_of_Credits_Last_Month": "",
                                "Occupation_Code": "",
                                "Settlement_Amount": "",
                                "Value_of_Collateral": "",
                                "Type_of_Collateral": "",
                                "Written_Off_Amt_Total": "",
                                "Written_Off_Amt_Principal": "",
                                "Rate_of_Interest": "",
                                "Repayment_Tenure": "0",
                                "Promotional_Rate_Flag": "",
                                "Income": "",
                                "Income_Indicator": "",
                                "Income_Frequency_Indicator": "",
                                "DefaultStatusDate": "",
                                "LitigationStatusDate": "",
                                "WriteOffStatusDate": "",
                                "DateOfAddition": "20240119",
                                "CurrencyCode": "INR",
                                "Subscriber_comments": "",
                                "Consumer_comments": "",
                                "AccountHoldertypeCode": "1",
                                "CAIS_Account_History": [
                                    {
                                        "Year": "2026",
                                        "Month": "07",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2026",
                                        "Month": "06",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2026",
                                        "Month": "05",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2026",
                                        "Month": "04",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2026",
                                        "Month": "03",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2026",
                                        "Month": "02",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2026",
                                        "Month": "01",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "12",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "11",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "10",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "09",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "08",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "07",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "06",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "05",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "04",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "03",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "02",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2025",
                                        "Month": "01",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2024",
                                        "Month": "12",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2024",
                                        "Month": "11",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2024",
                                        "Month": "10",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2024",
                                        "Month": "09",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2024",
                                        "Month": "07",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2024",
                                        "Month": "06",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2024",
                                        "Month": "04",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2024",
                                        "Month": "03",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2024",
                                        "Month": "02",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    },
                                    {
                                        "Year": "2024",
                                        "Month": "01",
                                        "Days_Past_Due": "0",
                                        "Asset_Classification": "?"
                                    }
                                ],
                                "CAIS_Holder_Details": {
                                    "Surname_Non_Normalized": "TUKARAM",
                                    "First_Name_Non_Normalized": "WAGHMARE",
                                    "Middle_Name_1_Non_Normalized": "",
                                    "Middle_Name_2_Non_Normalized": "",
                                    "Middle_Name_3_Non_Normalized": "",
                                    "Alias": "",
                                    "Gender_Code": "1",
                                    "Income_TAX_PAN": "AFJPW8626A",
                                    "Passport_Number": "",
                                    "Voter_ID_Number": "",
                                    "Date_of_birth": "19941218"
                                },
                                "CAIS_Holder_Address_Details": {
                                    "First_Line_Of_Address_non_normalized": "SATHEPHAL KALAMB OSMANABAD MAHARASHTRA",
                                    "Second_Line_Of_Address_non_normalized": "NEAR RAMNAGAR SATEPHAL",
                                    "Third_Line_Of_Address_non_normalized": "",
                                    "City_non_normalized": "",
                                    "Fifth_Line_Of_Address_non_normalized": "",
                                    "State_non_normalized": "27",
                                    "ZIP_Postal_Code_non_normalized": "413507",
                                    "CountryCode_non_normalized": "IB",
                                    "Address_indicator_non_normalized": "01",
                                    "Residence_code_non_normalized": ""
                                },
                                "CAIS_Holder_Phone_Details": [
                                    {
                                        "Telephone_Number": "0809657551465",
                                        "Telephone_Type": "03",
                                        "Telephone_Extension": "",
                                        "Mobile_Telephone_Number": "",
                                        "FaxNumber": "",
                                        "EMailId": "TUKARAMWAGHMARE18@GMAIL.COM"
                                    },
                                    {
                                        "Telephone_Number": "",
                                        "Telephone_Type": "01",
                                        "Telephone_Extension": "",
                                        "Mobile_Telephone_Number": "9657551465",
                                        "FaxNumber": "",
                                        "EMailId": "TUKARAMWAGHMARE18@GMAIL.COM"
                                    }
                                ],
                                "CAIS_Holder_ID_Details": {
                                    "Income_TAX_PAN": "AFJPW8626A",
                                    "PAN_Issue_Date": "",
                                    "PAN_Expiration_Date": "",
                                    "Passport_Number": "",
                                    "Passport_Issue_Date": "",
                                    "Passport_Expiration_Date": "",
                                    "Voter_ID_Number": "",
                                    "Voter_ID_Issue_Date": "",
                                    "Voter_ID_Expiration_Date": "",
                                    "Driver_License_Number": "",
                                    "Driver_License_Issue_Date": "",
                                    "Driver_License_Expiration_Date": "",
                                    "Ration_Card_Number": "",
                                    "Ration_Card_Issue_Date": "",
                                    "Ration_Card_Expiration_Date": "",
                                    "Universal_ID_Number": "",
                                    "Universal_ID_Issue_Date": "",
                                    "Universal_ID_Expiration_Date": "",
                                    "EMailId": ""
                                }
                            }
                        ]
                    },
                    "Match_result": {
                        "Exact_match": "Y"
                    },
                    "TotalCAPS_Summary": {
                        "TotalCAPSLast7Days": "0",
                        "TotalCAPSLast30Days": "0",
                        "TotalCAPSLast90Days": "0",
                        "TotalCAPSLast180Days": "0"
                    },
                    "CAPS": {
                        "CAPS_Summary": {
                            "CAPSLast7Days": "0",
                            "CAPSLast30Days": "0",
                            "CAPSLast90Days": "0",
                            "CAPSLast180Days": "0"
                        }
                    },
                    "NonCreditCAPS": {
                        "NonCreditCAPS_Summary": {
                            "NonCreditCAPSLast7Days": "0",
                            "NonCreditCAPSLast30Days": "0",
                            "NonCreditCAPSLast90Days": "0",
                            "NonCreditCAPSLast180Days": "0"
                        }
                    },
                    "SCORE": {
                        "BureauScore": "810",
                        "BureauScoreConfidLevel": ""
                    }
                }
            },
            "error": null
        }
    }
}
Modified at 2026-10-08 13:20:19
Previous
Bureau Verification V3 (Experian)
Next
Identity Verification
Built with