1. Credit Bureau Reports
  • Default module
    • Introduction to IndiConnect
      • Who Are We?
      • What Are We Building?
      • Key Features
      • How to Integrate?
      • Key API Features
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    • Merchant Onboarding Guide
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      • How to get started?
        • Sign-up
        • Email-ID-Verification
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    • Co-operatives
      • Bizstack
        • Credit Reports
          • CRIF-SERVICE
            • send consent otp
            • report fetch API
          • Experian (Soft Pull)
            • Experian Credit Bureau_S
          • Credit Bureau Reports
            • Bureau Verification C (CRIF)
            • Bureau Verification B (CIBIL)
            • Bureau Verification V3 (Experian)
            • Bureau Verification V2 (Experian)
        • Verification Services V1
          • Identity Verification
            • Voter ID Verification
            • Driving License Verification
            • Mobile Verification
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            • Mobile Verification With OTP Verify
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            • ITR Fetch_S
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            • MCA - Company or LLP CIN Lookup
            • MCA - Company Search Lite
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            • Company and LLP Master Data
            • ROC Director search _S(DIN Director Details)
            • IEC Verification
            • Shop and Establishment certificate verification
            • Negative Due Diligence_S
            • ICSI verification
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            • TAN verification_S
            • GST Verification
          • Banking & Financial Verification
            • Bank Account Verification - PennyDrop
            • Bank AC Verification
            • Bank AC Verification Advanced
            • Hybrid Bank Account Verification_S
            • Silent account verification
            • IFSC
            • Cheque OCR
          • Employment / EPFO Verification
            • EPFO Employee Name Search_S
            • EPFO Basic Establishment Search_S
            • EPF UAN Lookup
            • EPF UAN Validation
          • Vehicle & Transport Verification
            • Vehicle RC verification - Basic
            • Vehicle RC verification - Advanced
            • Vehicle reverse RC_S
            • Fast Tag Verification_S
            • FASTTAG Last Location Verification_S
          • Risk Intelligence
            • Geo Fencing_S
            • Reverse Geocode_S
            • IP Quality Check_S
            • TIN Fetch_S
          • Utilities & Property Verification
            • PNG verification
            • Property Tax
          • Utility Verification
            • Electricity Bill verification
            • LPG ID Verification
          • DigiLocker / Token Management
          • DigiLocker Document Retrieval
          • Face & Document Intelligence
            • Face Match
            • KYC OCR Plus
          • Email & Fraud Risk
            • Email Verification
            • Email Fraud Check
          • Address Intelligence
            • Address Match
            • Address split
          • Data Matching & Validation
            • Name Match
        • Verification Services V2
          • Identity Verification
            • Driving licence verification
          • Vehicle & Transport Verification
            • Vehicle RC Verification
            • Vehicle RC Verification Plus
            • Vehicle RC Plus With Challan
            • Reverse RC lookup
            • Reverse RC details
          • Business Verification
            • GSTIN authentication basic
            • GSTIN authentication advanced
            • GST Enhanced
            • PAN to GST details
            • Contact to GST details
            • GSTIN search by PAN
          • Banking & Financial Verification
            • Bank Account Penny Drop
          • Aadhar Verification
            • Digilocker Generate Link
            • Digilocker Get Details
        • Verification Services V3
          • Bank Verification Penny Less
        • Verification Services V4
          • Udyam Verification
          • Mobile to LPG Verification
          • PAN Premium Verification
        • ID-Verification
          • Individual
            • PAN detailed
            • document verification
            • bank verification
            • vpa verification
            • aadhaar verification
            • aadhaar verification response
          • Business
            • PAN detailed
            • document verification
      • Pay-in Services
        • Indicollect
          • Create Collect request API
          • Create Intent Request
          • Create Dynamic QR request
          • Validate VPA
          • Get Collect status API by transactionId
          • Resend callback API
          • Refund Callback API
        • UPI-Direct
          • Get transaction status by INDC transactionId
          • Send collect request
          • intent request API
          • Dynamic QR API
          • Validate VPA API
          • Transaction callback
      • Digital Pigmy
        • Create Mandate
        • Validate VPA
        • Check status
        • Get mandate details
        • Get all transaction of a mandate
        • Mandate revoke
        • Mandate Transaction callback
      • IndiConnect Static QR
        • Merchant Onboarding CALLBACK
        • Trasaction Success Callaback
        • Settlement Callback
        • Get Transaction Details
        • Get Settlement Details by Indiconnet Settlemt Id
    • SME
      • Bizstack
        • Credit Reports
          • CRIF-SERVICE
            • send consent otp
            • report fetch API
          • Experian (Soft Pull)
            • Experian Credit Bureau_S
          • Credit Bureau Reports
            • Bureau Verification C (CRIF)
              POST
            • Bureau Verification B (CIBIL)
              POST
            • Bureau Verification V3 (Experian)
              POST
            • Bureau Verification V2 (Experian)
              POST
        • Verification Services V1
          • Identity Verification
            • Voter ID Verification
            • Driving License Verification
            • Mobile Verification
            • Mobile Verification with OTP
            • Mobile Verification With OTP Verify
            • Mobile Verification with OTP Details
            • ITR Fetch_S
            • ITR Verification_S
            • Face Liveness Passive
            • Advanced Forgery_S
            • Passport Verification
          • Business Verification
            • Udyam Verification Without OTP
            • Udyam Registration Send OTP
            • Udyam Verification Otp Verify
            • MCA - Company or LLP CIN Lookup
            • MCA - Company Search Lite
            • MCA Signatories(DIN Verification)
            • Company and LLP Master Data
            • ROC Director search _S(DIN Director Details)
            • IEC Verification
            • Shop and Establishment certificate verification
            • Negative Due Diligence_S
            • ICSI verification
            • CA Membership verification
            • ICWAI Membership verification
            • TAN verification_S
            • GST Verification
          • Banking & Financial Verification
            • Bank Account Verification - PennyDrop
            • Bank AC Verification
            • Bank AC Verification Advanced
            • Hybrid Bank Account Verification_S
            • Silent account verification
            • IFSC
            • Cheque OCR
          • Employment / EPFO Verification
            • EPFO Employee Name Search_S
            • EPFO Basic Establishment Search_S
            • EPF UAN Lookup
            • EPF UAN Validation
          • Vehicle & Transport Verification
            • Vehicle RC verification - Basic
            • Vehicle RC verification - Advanced
            • Vehicle reverse RC_S
            • Fast Tag Verification_S
            • FASTTAG Last Location Verification_S
          • Risk Intelligence
            • Geo Fencing_S
            • Reverse Geocode_S
            • IP Quality Check_S
            • TIN Fetch_S
          • Utilities & Property Verification
            • PNG verification
            • Property Tax
          • DigiLocker / Token Management
          • DigiLocker Document Retrieval
          • Face & Document Intelligence
            • Face Match
            • KYC OCR Plus
          • Email & Fraud Risk
            • Email Verification
            • Email Fraud Check
          • Address Intelligence
            • Address Match
            • Address split
          • Data Matching & Validation
            • Name Match
          • Utility Verification
            • Electricity Bill verification
            • LPG ID Verification
        • Verification Services V2
          • Identity Verification
            • Driving licence verification
          • Vehicle & Transport Verification
            • Vehicle RC Verification
            • Vehicle RC Verification Plus
            • Vehicle RC Plus With Challan
            • Reverse RC lookup
            • Reverse RC details
          • Business Verification
            • GSTIN authentication basic
            • GSTIN authentication advanced
            • GST Enhanced
            • PAN to GST details
            • Contact to GST details
            • GSTIN search by PAN
          • Banking & Financial Verification
            • Bank Account Penny Drop
          • Aadhar Verification
            • Digilocker Generate Link
            • Digilocker Get Details
        • Verification Services V3
          • Bank Verification Penny Less
        • Verification Services V4
          • Udyam Verification
          • Mobile to LPG Verification
          • PAN Premium Verification
        • ID-Verification
          • Individual
            • PAN detailed
            • document verification
            • bank verification
            • vpa verification
            • aadhaar verification
            • aadhaar verification response
          • Business
            • PAN detailed
            • document verification
      • Payout Services
        • VA Payout
          • Add Beneficiary Bank Account
          • Direct Payout Account API
          • Direct Payout VPA API
          • Add Beneficiary VPA
          • Create Transfer To Bank Account
          • Create Transfer to VPA
          • Get All Beneficiary API
          • Get All Transfer Details
          • Get Transfer Detail by Transfer Id
          • Get Payout Wallet Balance
          • Download Account Statement of virtual wallet
          • Get Account Statement of virtual wallet
          • Delete Beneficiary API
          • Resend Callback API
          • Verify VPA API
          • Callback request body
        • Payout
          • Add Beneficiary Bank Account
          • Direct Payout Account API
          • Create Transfer To Bank Account
          • Get Transfer Detail by Transfer Id
          • Get Account Balance API
          • Transaction callback
      • Pay-in Services
        • Indicollect
          • Create Collect request API
          • Create Intent Request
          • Create Dynamic QR request
          • Validate VPA
          • Get Collect status API by transactionId
          • Resend callback API
          • Refund callback API
        • UPI-Direct
          • Get transaction status by INDC transactionId
          • Send collect request
          • intent request API
          • Dynamic QR API
          • Validate VPA API
          • Transaction callback
      • Recurring Payments
        • Create Mandate
        • Validate VPA
        • Check Status
        • Get mandate details
    • PAN detailed
      POST
    • document verification
      POST
    • bank verification
      POST
    • vpa verification
      POST
    • aadhaar verification
      POST
    • aadhaar verification response
      POST
    • PAN detailed
      POST
    • document verification
      POST
    • Driving licence verification
      POST
    • Vehicle RC Verification
      POST
    • Vehicle RC Verification Plus
      POST
    • Vehicle RC Plus With Challan
      POST
    • Reverse RC lookup
      POST
    • Reverse RC details
      POST
    • GSTIN authentication basic
      POST
    • GSTIN authentication advanced
      POST
    • GST Enhanced
      POST
    • PAN to GST details
      POST
    • Contact to GST details
      POST
    • GSTIN search by PAN
      POST
    • Bank Account Penny Drop
      POST
    • Digilocker Generate Link
      POST
    • Digilocker Get Details
      POST
  1. Credit Bureau Reports

Bureau Verification C (CRIF)

POST
https://api.staging.indiconnect.in/idverifygr/verification
Last modified:2026-10-15 05:17:57

Request

Header Params

Body Params application/jsonRequired

Examples

Responses

🟢200
application/json
Bodyapplication/json

Request Request Example
Shell
JavaScript
Java
Swift
curl --location 'https://api.staging.indiconnect.in/idverifygr/verification' \
--header 'service-key: sk_test_****************' \
--header 'Authorization: x-api-access indc_test_****************:ac_test_****************' \
--header 'providercode: LLO****FI' \
--header 'Content-Type: application/json' \
--data '{
    "query": "mutation VerifyBureauC($input: VerifyInput!) {\r\n  verify(input: $input) {\r\n    ok\r\n    message\r\n    status\r\n    result {\r\n      ... on BTBureauCResult {\r\n        txn_id\r\n        api_category\r\n        api_name\r\n        billable\r\n        message\r\n        status\r\n        datetime\r\n        bureauData\r\n      }\r\n    }\r\n    error {\r\n      status\r\n      message\r\n    }\r\n  }\r\n}\r\n",
    "variables": {
        "input": {
            "documentType": "bureau-verification-crif",
            "name": "ALEX MORGAN",
            "mobile": "9876549876"
        }
    }
}'
Response Response Example
{
    "data": {
        "verify": {
            "ok": true,
            "message": "Verification completed successfully",
            "status": 200,
            "result": {
                "txn_id": "00000000-0000-4000-8000-000000000001",
                "api_category": "Financial Check",
                "api_name": null,
                "billable": true,
                "message": "Success",
                "status": 1,
                "datetime": "2026-01-15 10:30:00.000000",
                "bureauData": {
                    "name": "Alex Morgan",
                    "mobile": "9000000000",
                    "credit_report": {
                        "HEADER": {
                            "DATE-OF-REQUEST": "15-01-2026",
                            "DATE-OF-ISSUE": "15-01-2026",
                            "REPORT-ID": "CCR000000000000000000",
                            "BATCH-ID": "0000000000000000",
                            "inquiryId_": "",
                            "STATUS": "SUCCESS"
                        },
                        "REQUEST": {
                            "NAME": "ALEX MORGAN",
                            "DOB": null,
                            "PAN": null,
                            "UID": "",
                            "GENDER": "",
                            "EMAIL-1": null,
                            "ADDRESS-1": null,
                            "ADDRESS-2": "",
                            "ADDRESS-3": "",
                            "PHONE-1": "9000000000"
                        },
                        "PERSONAL-INFO-VARIATION": {
                            "NAME-VARIATIONS": {
                                "VARIATION": [
                                    {
                                        "VALUE": "Alex Morgan",
                                        "REPORTED-DATE": "15-01-2026"
                                    },
                                    {
                                        "VALUE": "Alex Morgan",
                                        "REPORTED-DATE": "15-01-2026"
                                    }
                                ]
                            },
                            "ADDRESS-VARIATIONS": {
                                "VARIATION": [
                                    {
                                        "VALUE": "Alex Morgan",
                                        "REPORTED-DATE": "15-01-2026"
                                    },
                                    {
                                        "VALUE": "Alex Morgan",
                                        "REPORTED-DATE": "15-01-2026"
                                    },
                                    {
                                        "VALUE": "Alex Morgan",
                                        "REPORTED-DATE": "15-01-2026"
                                    },
                                    {
                                        "VALUE": "Alex Morgan",
                                        "REPORTED-DATE": "15-01-2026"
                                    },
                                    {
                                        "VALUE": "Alex Morgan",
                                        "REPORTED-DATE": "15-01-2026"
                                    }
                                ]
                            },
                            "PAN-VARIATIONS": {
                                "VARIATION": [
                                    {
                                        "VALUE": "Alex Morgan",
                                        "REPORTED-DATE": "15-01-2026"
                                    }
                                ]
                            },
                            "UID-VARIATIONS": "",
                            "OTHER-ID-VARIATIONS": "",
                            "DRIVING-LICENSE-VARIATIONS": "",
                            "DATE-OF-BIRTH-VARIATIONS": {
                                "VARIATION": [
                                    {
                                        "VALUE": "Alex Morgan",
                                        "REPORTED-DATE": "15-01-2026"
                                    }
                                ]
                            },
                            "VOTER-ID-VARIATIONS": "",
                            "PASSPORT-VARIATIONS": "",
                            "PHONE-NUMBER-VARIATIONS": {
                                "VARIATION": [
                                    {
                                        "VALUE": "Alex Morgan",
                                        "REPORTED-DATE": "15-01-2026"
                                    },
                                    {
                                        "VALUE": "Alex Morgan",
                                        "REPORTED-DATE": "15-01-2026"
                                    }
                                ]
                            },
                            "RATION-CARD-VARIATIONS": "",
                            "EMAIL-VARIATIONS": {
                                "VARIATION": [
                                    {
                                        "VALUE": "Alex Morgan",
                                        "REPORTED-DATE": "15-01-2026"
                                    }
                                ]
                            }
                        },
                        "SECONDARY-MATCHES": "",
                        "ACCOUNTS-SUMMARY": {
                            "DERIVED-ATTRIBUTES": {
                                "INQURIES-IN-LAST-SIX-MONTHS": "0",
                                "LENGTH-OF-CREDIT-HISTORY-YEAR": "2",
                                "LENGTH-OF-CREDIT-HISTORY-MONTH": "10",
                                "AVERAGE-ACCOUNT-AGE-YEAR": "1",
                                "AVERAGE-ACCOUNT-AGE-MONTH": "5",
                                "NEW-ACCOUNTS-IN-LAST-SIX-MONTHS": "1",
                                "NEW-DELINQ-ACCOUNT-IN-LAST-SIX-MONTHS": "0"
                            },
                            "PRIMARY-ACCOUNTS-SUMMARY": {
                                "PRIMARY-NUMBER-OF-ACCOUNTS": "3",
                                "PRIMARY-ACTIVE-NUMBER-OF-ACCOUNTS": "3",
                                "PRIMARY-OVERDUE-NUMBER-OF-ACCOUNTS": "0",
                                "PRIMARY-SECURED-NUMBER-OF-ACCOUNTS": "0",
                                "PRIMARY-UNSECURED-NUMBER-OF-ACCOUNTS": "3",
                                "PRIMARY-UNTAGGED-NUMBER-OF-ACCOUNTS": "0",
                                "PRIMARY-CURRENT-BALANCE": "0",
                                "PRIMARY-SANCTIONED-AMOUNT": "0",
                                "PRIMARY-DISBURSED-AMOUNT": "0",
                                "PRIMARY-OVERDUE-AMOUNT": "0"
                            },
                            "SECONDARY-ACCOUNTS-SUMMARY": {
                                "SECONDARY-NUMBER-OF-ACCOUNTS": "0",
                                "SECONDARY-ACTIVE-NUMBER-OF-ACCOUNTS": "0",
                                "SECONDARY-OVERDUE-NUMBER-OF-ACCOUNTS": "0",
                                "SECONDARY-SECURED-NUMBER-OF-ACCOUNTS": "0.0",
                                "SECONDARY-UNSECURED-NUMBER-OF-ACCOUNTS": "0",
                                "SECONDARY-UNTAGGED-NUMBER-OF-ACCOUNTS": "0",
                                "SECONDARY-CURRENT-BALANCE": "0",
                                "SECONDARY-SANCTIONED-AMOUNT": "0",
                                "SECONDARY-DISBURSED-AMOUNT": "0",
                                "SECONDARY-OVERDUE-AMOUNT": "0"
                            }
                        },
                        "EMPLOYMENT-DETAILS": {
                            "EMPLOYMENT-DETAIL": {
                                "ACCT-TYPE": "",
                                "DATE-REPORTED": "",
                                "OCCUPATION": ""
                            }
                        },
                        "RESPONSES": {
                            "RESPONSE": [
                                {
                                    "LOAN-DETAILS": {
                                        "ACCT-NUMBER": "XXXXXXXXXXXX1234",
                                        "CREDIT-GUARANTOR": "IDFC",
                                        "CREDIT-GRANTOR-GROUP": "Category D",
                                        "CREDIT-GRANTOR-TYPE": "PRB",
                                        "ACCT-TYPE": "Credit Card",
                                        "DATE-REPORTED": "15-01-2026",
                                        "OWNERSHIP-IND": "Individual",
                                        "ACCOUNT-STATUS": "Active",
                                        "DISBURSED-AMT": "0",
                                        "DISBURSED-DT": "15-01-2026",
                                        "LAST-PAYMENT-DATE": "",
                                        "CLOSED-DATE": null,
                                        "INSTALLMENT-AMT": "0",
                                        "OVERDUE-AMT": "0",
                                        "WRITE-OFF-AMT": "0",
                                        "PRINCIPAL-WRITE-OFF-AMT": null,
                                        "SETTLEMENT-AMT": null,
                                        "CURRENT-BAL": "0",
                                        "COMBINED-PAYMENT-HISTORY": "Jan:2026,000/STD|Dec:2025,000/STD|Nov:2025,000/STD|",
                                        "MATCHED-TYPE": "PRIMARY",
                                        "LINKED-ACCOUNTS": "",
                                        "SECURITY-DETAILS": "",
                                        "SECURITY-STATUS": "Un-Secured",
                                        "ACCOUNT-REMARKS": null,
                                        "ACCT-IN-DISPUTE": null,
                                        "SUIT-FILED-WILFUL-DEFAULT-STATUS": null,
                                        "WRITTEN-OFF-SETTLED-STATUS": null,
                                        "WRITE-OFF-DT": null,
                                        "SUIT-FILED-DT": null,
                                        "LAST-PAID-AMOUNT": null,
                                        "OBLIGATION": "0",
                                        "ORIGINAL-TERM": "0",
                                        "TERM-TO-MATURITY": "0",
                                        "ACTUAL-PAYMENT": "",
                                        "REPAYMENT-TENURE": "0",
                                        "INTEREST-RATE": "0.0",
                                        "CREDIT-LIMIT": "0",
                                        "CASH-LIMIT": "0",
                                        "OCCUPATION": "",
                                        "INCOME-FREQUENCY": "",
                                        "INCOME-AMOUNT": "0"
                                    }
                                },
                                {
                                    "LOAN-DETAILS": {
                                        "ACCT-NUMBER": "XXXXXXXXXXXX1234",
                                        "CREDIT-GUARANTOR": "ICICI BANK LTD",
                                        "CREDIT-GRANTOR-GROUP": "Category A",
                                        "CREDIT-GRANTOR-TYPE": "PRB",
                                        "ACCT-TYPE": "Credit Card",
                                        "DATE-REPORTED": "15-01-2026",
                                        "OWNERSHIP-IND": "Individual",
                                        "ACCOUNT-STATUS": "Active",
                                        "DISBURSED-AMT": "0",
                                        "DISBURSED-DT": "15-01-2026",
                                        "LAST-PAYMENT-DATE": "15-01-2026",
                                        "CLOSED-DATE": null,
                                        "INSTALLMENT-AMT": "0",
                                        "OVERDUE-AMT": "0",
                                        "WRITE-OFF-AMT": "0",
                                        "PRINCIPAL-WRITE-OFF-AMT": null,
                                        "SETTLEMENT-AMT": null,
                                        "CURRENT-BAL": "0",
                                        "COMBINED-PAYMENT-HISTORY": "Jan:2026,000/STD|Dec:2025,000/STD|Nov:2025,000/STD|",
                                        "MATCHED-TYPE": "PRIMARY",
                                        "LINKED-ACCOUNTS": "",
                                        "SECURITY-DETAILS": "",
                                        "SECURITY-STATUS": "Un-Secured",
                                        "ACCOUNT-REMARKS": null,
                                        "ACCT-IN-DISPUTE": null,
                                        "SUIT-FILED-WILFUL-DEFAULT-STATUS": "No Suit filed",
                                        "WRITTEN-OFF-SETTLED-STATUS": null,
                                        "WRITE-OFF-DT": null,
                                        "SUIT-FILED-DT": null,
                                        "LAST-PAID-AMOUNT": null,
                                        "OBLIGATION": "0",
                                        "ORIGINAL-TERM": "0",
                                        "TERM-TO-MATURITY": "0",
                                        "ACTUAL-PAYMENT": "",
                                        "REPAYMENT-TENURE": "0",
                                        "INTEREST-RATE": "0.0",
                                        "CREDIT-LIMIT": "0",
                                        "CASH-LIMIT": "0",
                                        "OCCUPATION": "",
                                        "INCOME-FREQUENCY": "",
                                        "INCOME-AMOUNT": "0"
                                    }
                                },
                                {
                                    "LOAN-DETAILS": {
                                        "ACCT-NUMBER": "XXXXXXXXXXXX1234",
                                        "CREDIT-GUARANTOR": "ICICI BANK LTD",
                                        "CREDIT-GRANTOR-GROUP": "Category A",
                                        "CREDIT-GRANTOR-TYPE": "PRB",
                                        "ACCT-TYPE": "Credit Card",
                                        "DATE-REPORTED": "15-01-2026",
                                        "OWNERSHIP-IND": "Individual",
                                        "ACCOUNT-STATUS": "Active",
                                        "DISBURSED-AMT": "0",
                                        "DISBURSED-DT": "15-01-2026",
                                        "LAST-PAYMENT-DATE": "15-01-2026",
                                        "CLOSED-DATE": null,
                                        "INSTALLMENT-AMT": "0",
                                        "OVERDUE-AMT": "0",
                                        "WRITE-OFF-AMT": "0",
                                        "PRINCIPAL-WRITE-OFF-AMT": null,
                                        "SETTLEMENT-AMT": null,
                                        "CURRENT-BAL": "0",
                                        "COMBINED-PAYMENT-HISTORY": "Jan:2026,000/STD|Dec:2025,000/STD|Nov:2025,000/STD|",
                                        "MATCHED-TYPE": "PRIMARY",
                                        "LINKED-ACCOUNTS": "",
                                        "SECURITY-DETAILS": "",
                                        "SECURITY-STATUS": "Un-Secured",
                                        "ACCOUNT-REMARKS": null,
                                        "ACCT-IN-DISPUTE": null,
                                        "SUIT-FILED-WILFUL-DEFAULT-STATUS": "No Suit filed",
                                        "WRITTEN-OFF-SETTLED-STATUS": null,
                                        "WRITE-OFF-DT": null,
                                        "SUIT-FILED-DT": null,
                                        "LAST-PAID-AMOUNT": null,
                                        "OBLIGATION": null,
                                        "ORIGINAL-TERM": "0",
                                        "TERM-TO-MATURITY": "0",
                                        "ACTUAL-PAYMENT": "",
                                        "REPAYMENT-TENURE": "0",
                                        "INTEREST-RATE": "0.0",
                                        "CREDIT-LIMIT": "0",
                                        "CASH-LIMIT": "0",
                                        "OCCUPATION": "",
                                        "INCOME-FREQUENCY": "",
                                        "INCOME-AMOUNT": "0"
                                    }
                                }
                            ]
                        },
                        "INQUIRY-HISTORY": {
                            "HISTORY": []
                        },
                        "TRENDS": {
                            "NAME": "SCORE-HISTORY",
                            "DATES": "31-03-2026|31-12-2025|30-09-2025|30-06-2025|31-03-2025|31-12-2024|30-09-2024|30-06-2024|31-03-2024|31-12-2023|30-09-2023|30-06-2023",
                            "VALUES": "700|700|700|700|700|700|700|700|700|700|700|700",
                            "RESERVED1": "PERFORM CONSUMER V2.2",
                            "RESERVED2": null,
                            "RESERVED3": null,
                            "DESCRIPTION": "||||||||Not Scored: Not Enough Info available on the customer|No Hit|No Hit|No Hit"
                        },
                        "SCORES": {
                            "SCORE": {
                                "SCORE-TYPE": "PERFORM CONSUMER 2.2",
                                "SCORE-VALUE": "700",
                                "SCORE-FACTORS": "SF03|SF11|"
                            }
                        },
                        "verificarionScoreList": "",
                        "PRINTABLE-REPORT": {
                            "TYPE": "",
                            "FILE-NAME": "",
                            "CONTENT": ""
                        },
                        "enhanceProCcirFlag": "false",
                        "ccirFlag": "false"
                    },
                    "credit_report_link": "https://example.com/dummy-credit-report.pdf"
                }
            },
            "error": null
        }
    }
}
Modified at 2026-10-15 05:17:57
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