curl --location 'https://api.staging.indiconnect.in/idverifygr/verification' \
--header 'service-key: sk_test_****************' \
--header 'Authorization: x-api-access indc_test_****************:ac_test_****************' \
--header 'providercode: LLO****FI' \
--header 'Content-Type: application/json' \
--data '{
"query": "mutation VerifyBureauC($input: VerifyInput!) {\r\n verify(input: $input) {\r\n ok\r\n message\r\n status\r\n result {\r\n ... on BTBureauCResult {\r\n txn_id\r\n api_category\r\n api_name\r\n billable\r\n message\r\n status\r\n datetime\r\n bureauData\r\n }\r\n }\r\n error {\r\n status\r\n message\r\n }\r\n }\r\n}\r\n",
"variables": {
"input": {
"documentType": "bureau-verification-crif",
"name": "ALEX MORGAN",
"mobile": "9876549876"
}
}
}'{
"data": {
"verify": {
"ok": true,
"message": "Verification completed successfully",
"status": 200,
"result": {
"txn_id": "00000000-0000-4000-8000-000000000001",
"api_category": "Financial Check",
"api_name": null,
"billable": true,
"message": "Success",
"status": 1,
"datetime": "2026-01-15 10:30:00.000000",
"bureauData": {
"name": "Alex Morgan",
"mobile": "9000000000",
"credit_report": {
"HEADER": {
"DATE-OF-REQUEST": "15-01-2026",
"DATE-OF-ISSUE": "15-01-2026",
"REPORT-ID": "CCR000000000000000000",
"BATCH-ID": "0000000000000000",
"inquiryId_": "",
"STATUS": "SUCCESS"
},
"REQUEST": {
"NAME": "ALEX MORGAN",
"DOB": null,
"PAN": null,
"UID": "",
"GENDER": "",
"EMAIL-1": null,
"ADDRESS-1": null,
"ADDRESS-2": "",
"ADDRESS-3": "",
"PHONE-1": "9000000000"
},
"PERSONAL-INFO-VARIATION": {
"NAME-VARIATIONS": {
"VARIATION": [
{
"VALUE": "Alex Morgan",
"REPORTED-DATE": "15-01-2026"
},
{
"VALUE": "Alex Morgan",
"REPORTED-DATE": "15-01-2026"
}
]
},
"ADDRESS-VARIATIONS": {
"VARIATION": [
{
"VALUE": "Alex Morgan",
"REPORTED-DATE": "15-01-2026"
},
{
"VALUE": "Alex Morgan",
"REPORTED-DATE": "15-01-2026"
},
{
"VALUE": "Alex Morgan",
"REPORTED-DATE": "15-01-2026"
},
{
"VALUE": "Alex Morgan",
"REPORTED-DATE": "15-01-2026"
},
{
"VALUE": "Alex Morgan",
"REPORTED-DATE": "15-01-2026"
}
]
},
"PAN-VARIATIONS": {
"VARIATION": [
{
"VALUE": "Alex Morgan",
"REPORTED-DATE": "15-01-2026"
}
]
},
"UID-VARIATIONS": "",
"OTHER-ID-VARIATIONS": "",
"DRIVING-LICENSE-VARIATIONS": "",
"DATE-OF-BIRTH-VARIATIONS": {
"VARIATION": [
{
"VALUE": "Alex Morgan",
"REPORTED-DATE": "15-01-2026"
}
]
},
"VOTER-ID-VARIATIONS": "",
"PASSPORT-VARIATIONS": "",
"PHONE-NUMBER-VARIATIONS": {
"VARIATION": [
{
"VALUE": "Alex Morgan",
"REPORTED-DATE": "15-01-2026"
},
{
"VALUE": "Alex Morgan",
"REPORTED-DATE": "15-01-2026"
}
]
},
"RATION-CARD-VARIATIONS": "",
"EMAIL-VARIATIONS": {
"VARIATION": [
{
"VALUE": "Alex Morgan",
"REPORTED-DATE": "15-01-2026"
}
]
}
},
"SECONDARY-MATCHES": "",
"ACCOUNTS-SUMMARY": {
"DERIVED-ATTRIBUTES": {
"INQURIES-IN-LAST-SIX-MONTHS": "0",
"LENGTH-OF-CREDIT-HISTORY-YEAR": "2",
"LENGTH-OF-CREDIT-HISTORY-MONTH": "10",
"AVERAGE-ACCOUNT-AGE-YEAR": "1",
"AVERAGE-ACCOUNT-AGE-MONTH": "5",
"NEW-ACCOUNTS-IN-LAST-SIX-MONTHS": "1",
"NEW-DELINQ-ACCOUNT-IN-LAST-SIX-MONTHS": "0"
},
"PRIMARY-ACCOUNTS-SUMMARY": {
"PRIMARY-NUMBER-OF-ACCOUNTS": "3",
"PRIMARY-ACTIVE-NUMBER-OF-ACCOUNTS": "3",
"PRIMARY-OVERDUE-NUMBER-OF-ACCOUNTS": "0",
"PRIMARY-SECURED-NUMBER-OF-ACCOUNTS": "0",
"PRIMARY-UNSECURED-NUMBER-OF-ACCOUNTS": "3",
"PRIMARY-UNTAGGED-NUMBER-OF-ACCOUNTS": "0",
"PRIMARY-CURRENT-BALANCE": "0",
"PRIMARY-SANCTIONED-AMOUNT": "0",
"PRIMARY-DISBURSED-AMOUNT": "0",
"PRIMARY-OVERDUE-AMOUNT": "0"
},
"SECONDARY-ACCOUNTS-SUMMARY": {
"SECONDARY-NUMBER-OF-ACCOUNTS": "0",
"SECONDARY-ACTIVE-NUMBER-OF-ACCOUNTS": "0",
"SECONDARY-OVERDUE-NUMBER-OF-ACCOUNTS": "0",
"SECONDARY-SECURED-NUMBER-OF-ACCOUNTS": "0.0",
"SECONDARY-UNSECURED-NUMBER-OF-ACCOUNTS": "0",
"SECONDARY-UNTAGGED-NUMBER-OF-ACCOUNTS": "0",
"SECONDARY-CURRENT-BALANCE": "0",
"SECONDARY-SANCTIONED-AMOUNT": "0",
"SECONDARY-DISBURSED-AMOUNT": "0",
"SECONDARY-OVERDUE-AMOUNT": "0"
}
},
"EMPLOYMENT-DETAILS": {
"EMPLOYMENT-DETAIL": {
"ACCT-TYPE": "",
"DATE-REPORTED": "",
"OCCUPATION": ""
}
},
"RESPONSES": {
"RESPONSE": [
{
"LOAN-DETAILS": {
"ACCT-NUMBER": "XXXXXXXXXXXX1234",
"CREDIT-GUARANTOR": "IDFC",
"CREDIT-GRANTOR-GROUP": "Category D",
"CREDIT-GRANTOR-TYPE": "PRB",
"ACCT-TYPE": "Credit Card",
"DATE-REPORTED": "15-01-2026",
"OWNERSHIP-IND": "Individual",
"ACCOUNT-STATUS": "Active",
"DISBURSED-AMT": "0",
"DISBURSED-DT": "15-01-2026",
"LAST-PAYMENT-DATE": "",
"CLOSED-DATE": null,
"INSTALLMENT-AMT": "0",
"OVERDUE-AMT": "0",
"WRITE-OFF-AMT": "0",
"PRINCIPAL-WRITE-OFF-AMT": null,
"SETTLEMENT-AMT": null,
"CURRENT-BAL": "0",
"COMBINED-PAYMENT-HISTORY": "Jan:2026,000/STD|Dec:2025,000/STD|Nov:2025,000/STD|",
"MATCHED-TYPE": "PRIMARY",
"LINKED-ACCOUNTS": "",
"SECURITY-DETAILS": "",
"SECURITY-STATUS": "Un-Secured",
"ACCOUNT-REMARKS": null,
"ACCT-IN-DISPUTE": null,
"SUIT-FILED-WILFUL-DEFAULT-STATUS": null,
"WRITTEN-OFF-SETTLED-STATUS": null,
"WRITE-OFF-DT": null,
"SUIT-FILED-DT": null,
"LAST-PAID-AMOUNT": null,
"OBLIGATION": "0",
"ORIGINAL-TERM": "0",
"TERM-TO-MATURITY": "0",
"ACTUAL-PAYMENT": "",
"REPAYMENT-TENURE": "0",
"INTEREST-RATE": "0.0",
"CREDIT-LIMIT": "0",
"CASH-LIMIT": "0",
"OCCUPATION": "",
"INCOME-FREQUENCY": "",
"INCOME-AMOUNT": "0"
}
},
{
"LOAN-DETAILS": {
"ACCT-NUMBER": "XXXXXXXXXXXX1234",
"CREDIT-GUARANTOR": "ICICI BANK LTD",
"CREDIT-GRANTOR-GROUP": "Category A",
"CREDIT-GRANTOR-TYPE": "PRB",
"ACCT-TYPE": "Credit Card",
"DATE-REPORTED": "15-01-2026",
"OWNERSHIP-IND": "Individual",
"ACCOUNT-STATUS": "Active",
"DISBURSED-AMT": "0",
"DISBURSED-DT": "15-01-2026",
"LAST-PAYMENT-DATE": "15-01-2026",
"CLOSED-DATE": null,
"INSTALLMENT-AMT": "0",
"OVERDUE-AMT": "0",
"WRITE-OFF-AMT": "0",
"PRINCIPAL-WRITE-OFF-AMT": null,
"SETTLEMENT-AMT": null,
"CURRENT-BAL": "0",
"COMBINED-PAYMENT-HISTORY": "Jan:2026,000/STD|Dec:2025,000/STD|Nov:2025,000/STD|",
"MATCHED-TYPE": "PRIMARY",
"LINKED-ACCOUNTS": "",
"SECURITY-DETAILS": "",
"SECURITY-STATUS": "Un-Secured",
"ACCOUNT-REMARKS": null,
"ACCT-IN-DISPUTE": null,
"SUIT-FILED-WILFUL-DEFAULT-STATUS": "No Suit filed",
"WRITTEN-OFF-SETTLED-STATUS": null,
"WRITE-OFF-DT": null,
"SUIT-FILED-DT": null,
"LAST-PAID-AMOUNT": null,
"OBLIGATION": "0",
"ORIGINAL-TERM": "0",
"TERM-TO-MATURITY": "0",
"ACTUAL-PAYMENT": "",
"REPAYMENT-TENURE": "0",
"INTEREST-RATE": "0.0",
"CREDIT-LIMIT": "0",
"CASH-LIMIT": "0",
"OCCUPATION": "",
"INCOME-FREQUENCY": "",
"INCOME-AMOUNT": "0"
}
},
{
"LOAN-DETAILS": {
"ACCT-NUMBER": "XXXXXXXXXXXX1234",
"CREDIT-GUARANTOR": "ICICI BANK LTD",
"CREDIT-GRANTOR-GROUP": "Category A",
"CREDIT-GRANTOR-TYPE": "PRB",
"ACCT-TYPE": "Credit Card",
"DATE-REPORTED": "15-01-2026",
"OWNERSHIP-IND": "Individual",
"ACCOUNT-STATUS": "Active",
"DISBURSED-AMT": "0",
"DISBURSED-DT": "15-01-2026",
"LAST-PAYMENT-DATE": "15-01-2026",
"CLOSED-DATE": null,
"INSTALLMENT-AMT": "0",
"OVERDUE-AMT": "0",
"WRITE-OFF-AMT": "0",
"PRINCIPAL-WRITE-OFF-AMT": null,
"SETTLEMENT-AMT": null,
"CURRENT-BAL": "0",
"COMBINED-PAYMENT-HISTORY": "Jan:2026,000/STD|Dec:2025,000/STD|Nov:2025,000/STD|",
"MATCHED-TYPE": "PRIMARY",
"LINKED-ACCOUNTS": "",
"SECURITY-DETAILS": "",
"SECURITY-STATUS": "Un-Secured",
"ACCOUNT-REMARKS": null,
"ACCT-IN-DISPUTE": null,
"SUIT-FILED-WILFUL-DEFAULT-STATUS": "No Suit filed",
"WRITTEN-OFF-SETTLED-STATUS": null,
"WRITE-OFF-DT": null,
"SUIT-FILED-DT": null,
"LAST-PAID-AMOUNT": null,
"OBLIGATION": null,
"ORIGINAL-TERM": "0",
"TERM-TO-MATURITY": "0",
"ACTUAL-PAYMENT": "",
"REPAYMENT-TENURE": "0",
"INTEREST-RATE": "0.0",
"CREDIT-LIMIT": "0",
"CASH-LIMIT": "0",
"OCCUPATION": "",
"INCOME-FREQUENCY": "",
"INCOME-AMOUNT": "0"
}
}
]
},
"INQUIRY-HISTORY": {
"HISTORY": []
},
"TRENDS": {
"NAME": "SCORE-HISTORY",
"DATES": "31-03-2026|31-12-2025|30-09-2025|30-06-2025|31-03-2025|31-12-2024|30-09-2024|30-06-2024|31-03-2024|31-12-2023|30-09-2023|30-06-2023",
"VALUES": "700|700|700|700|700|700|700|700|700|700|700|700",
"RESERVED1": "PERFORM CONSUMER V2.2",
"RESERVED2": null,
"RESERVED3": null,
"DESCRIPTION": "||||||||Not Scored: Not Enough Info available on the customer|No Hit|No Hit|No Hit"
},
"SCORES": {
"SCORE": {
"SCORE-TYPE": "PERFORM CONSUMER 2.2",
"SCORE-VALUE": "700",
"SCORE-FACTORS": "SF03|SF11|"
}
},
"verificarionScoreList": "",
"PRINTABLE-REPORT": {
"TYPE": "",
"FILE-NAME": "",
"CONTENT": ""
},
"enhanceProCcirFlag": "false",
"ccirFlag": "false"
},
"credit_report_link": "https://example.com/dummy-credit-report.pdf"
}
},
"error": null
}
}
}