1. Default module
  • Default module
    • Introduction to IndiConnect
      • Who Are We?
      • What Are We Building?
      • Key Features
      • How to Integrate?
      • Key API Features
      • API Access & Support
    • Merchant Onboarding Guide
      • Merchant Onboarding
        • Pre-onboarding-Checks
        • Reasons for Declination
        • KYC-Documents
      • How to get started?
        • Sign-up
        • Email-ID-Verification
        • Complete-Your-KYC
    • Co-operatives
      • Bizstack
        • Credit Reports
          • CRIF-SERVICE
            • send consent otp
            • report fetch API
          • Experian (Soft Pool)
            • Experian Credit Bureau_S
        • Verification Services
          • Identity Verification
            • Voter ID Verification
            • Driving License Verification
            • Mobile Verification
            • Mobile Verification with OTP
            • Mobile Verification with OTP Verify
            • Mobile Verification with OTP details
            • TAN verification_S
            • ITR Fetch_S
            • ITR Verification_S
            • Face Liveness Passive
            • Advanced Forgery_S
            • IEC Verification
            • Shop and Establishment certificate verification
            • Negative Due Diligence_S
            • ICSI verification
            • CA Membership verification
            • ICWAI Membership verification
          • Business Verification
            • Udyam Registration Check With OTP
            • Udyam Verification Otp Verify
            • Udyam Verification Without OTP
            • MCA - Company or LLP CIN Lookup
            • MCA - Company Search Lite
            • MCA Signatories(DIN Verification)
            • Company and LLP Master Data
            • ROC Director search _S(DIN Director Details)
          • Banking & Financial Verification
            • Bank Account Verification - PennyDrop
            • Bank AC Verification
            • Bank AC Verification Advanced
            • Hybrid Bank Account Verification_S
            • Silent account verification
            • IFSC
            • Cheque OCR
            • Experian Credit Bureau_S
          • Employment / EPFO Verification
            • EPFO Employee Name Search_S
            • EPFO Basic Establishment Search_S
            • EPF UAN Lookup
            • EPF UAN Validation
          • Vehicle & Transport Verification
            • Vehicle RC verification - Basic
            • Vehicle RC verification - Advanced
            • Vehicle reverse RC_S
            • Fast Tag Verification_S
            • FASTTAG Last Location Verification_S
          • Risk Intelligence
            • Geo Fencing_S
            • Reverse Geocode_S
            • IP Quality Check_S
            • TIN Fetch_S
          • Utilities & Property Verification
            • PNG verification
            • Property Tax
          • DigiLocker / Token Management
          • DigiLocker Document Retrieval
          • Face & Document Intelligence
            • Face Match
            • KYC OCR Plus
          • Email & Fraud Risk
            • Email Verification
            • Email Fraud Check
          • Address Intelligence
            • Address Match
            • Address split
          • Data Matching & Validation
            • Name Match
          • Utility Verification
            • Electricity Bill verification
            • LPG ID Verification
        • ID-Verification
          • Individual
            • PAN detailed
            • document verification
            • bank verification
            • vpa verification
            • aadhaar verification
            • aadhaar verification response
          • Business
            • PAN detailed
            • document verification
            • udyam send otp
            • udyam submit otp
            • gamex verification
            • telecom send otp
            • telecom verify otp
      • Pay-in Services
        • Indicollect
          • Create Collect request API
          • Create Intent Request
          • Create Dynamic QR request
          • Validate VPA
          • Get Collect status API by transactionId
          • Resend callback API
        • UPI-Direct
          • Get transaction status by INDC transactionId
          • Send collect request
          • intent request API
          • Dynamic QR API
          • Validate VPA API
          • Transaction callback
      • UPI Recurring Services
        • Create Mandate
        • Validate VPA
        • Get all transaction of a mandate
        • Get one mandate of client
        • Mandate revoke
        • Check status
        • Mandate Transaction callback
      • IndiConnect Static QR
        • Merchant Onboarding CALLBACK
        • Trasaction Success Callaback
        • Settlement Callback
        • Get Transaction Details
        • Get Settlement Details by Indiconnet Settlemt Id
    • SME
      • Bizstack
        • Credit Reports
          • CRIF-SERVICE
            • send consent otp
            • report fetch API
          • Experian (Soft Pool)
            • Experian Credit Bureau_S
        • Verification Services
          • Identity Verification
            • Voter ID Verification
            • Driving License Verification
            • Mobile Verification
            • Mobile Verification with OTP
            • Mobile Verification with OTP Verify
            • Mobile Verification with OTP details
            • TAN verification_S
            • ITR Fetch_S
            • ITR Verification_S
            • Face Liveness Passive
            • Advanced Forgery_S
            • IEC Verification
            • Shop and Establishment certificate verification
            • Negative Due Diligence_S
            • ICSI verification
            • CA Membership verification
            • ICWAI Membership verification
          • Business Verification
            • Udyam Registration Check With OTP
            • Udyam Verification Otp Verify
            • Udyam Verification Without OTP
            • MCA - Company or LLP CIN Lookup
            • MCA - Company Search Lite
            • MCA Signatories(DIN Verification)
            • Company and LLP Master Data
            • ROC Director search _S(DIN Director Details)
          • Banking & Financial Verification
            • Bank Account Verification - PennyDrop
            • Bank AC Verification
            • Bank AC Verification Advanced
            • Hybrid Bank Account Verification_S
            • Silent account verification
            • IFSC
            • Cheque OCR
            • Experian Credit Bureau_S
          • Employment / EPFO Verification
            • EPFO Employee Name Search_S
            • EPFO Basic Establishment Search_S
            • EPF UAN Lookup
            • EPF UAN Validation
          • Vehicle & Transport Verification
            • Vehicle RC verification - Basic
            • Vehicle RC verification - Advanced
            • Vehicle reverse RC_S
            • Fast Tag Verification_S
            • FASTTAG Last Location Verification_S
          • Risk Intelligence
            • Geo Fencing_S
            • Reverse Geocode_S
            • IP Quality Check_S
            • TIN Fetch_S
          • Utilities & Property Verification
            • PNG verification
            • Property Tax
          • DigiLocker / Token Management
          • DigiLocker Document Retrieval
          • Face & Document Intelligence
            • Face Match
            • KYC OCR Plus
          • Email & Fraud Risk
            • Email Verification
            • Email Fraud Check
          • Address Intelligence
            • Address Match
            • Address split
          • Data Matching & Validation
            • Name Match
          • Utility Verification
            • Electricity Bill verification
            • LPG ID Verification
        • ID-Verification
          • Individual
            • PAN detailed
            • document verification
            • bank verification
            • vpa verification
            • aadhaar verification
            • aadhaar verification response
          • Business
            • PAN detailed
            • document verification
            • udyam send otp
            • udyam submit otp
            • gamex verification
            • telecom send otp
            • telecom verify otp
      • Payout Services
        • VA Payout
          • Add Beneficiary Bank Account
          • Direct Payout Account API
          • Direct Payout VPA API
          • Add Beneficiary VPA
          • Create Transfer To Bank Account
          • Create Transfer to VPA
          • Get All Beneficiary API
          • Get All Transfer Details
          • Get Transfer Detail by Transfer Id
          • Get Payout Wallet Balance
          • Download Account Statement of virtual wallet
          • Get Account Statement of virtual wallet
          • Delete Beneficiary API
          • Resend Callback API
          • Verify VPA API
          • Callback request body
        • Payout
          • Add Beneficiary Bank Account
          • Direct Payout Account API
          • Create Transfer To Bank Account
          • Get Transfer Detail by Transfer Id
          • Get Account Balance API
          • Transaction callback
      • Pay-in Services
        • Indicollect
          • Create Collect request API
          • Create Intent Request
          • Create Dynamic QR request
          • Validate VPA
          • Get Collect status API by transactionId
          • Resend callback API
        • UPI-Direct
          • Get transaction status by INDC transactionId
          • Send collect request
          • intent request API
          • Dynamic QR API
          • Validate VPA API
          • Transaction callback
  1. Default module

SME (Small & Medium Enterprises / Merchants)

Small and Medium Enterprises (SMEs), also referred to as merchants, are businesses operating at a small to mid scale that require efficient and scalable solutions to manage their financial operations. These businesses typically deal with high volumes of daily transactions, including vendor payouts and customer collections.
The platform is designed to empower SMEs by offering API-driven payment capabilities, streamlined onboarding processes, and intuitive tools for managing business finances. It enables merchants to automate workflows, enhance transaction efficiency, and ensure secure fund handling across both pay-in and payout operations.

SME API Overview#

The SME section provides a comprehensive suite of financial and payment APIs to help businesses manage their operations more effectively. It is divided into three key API services:

1. BizStack APIs#

A unified set of APIs that allows SMEs to manage business operations, monitor analytics, and track financial performance through a centralized system. These APIs simplify decision-making by providing actionable insights and consolidated data access.

2. Payout APIs#

A collection of APIs that enable seamless and secure disbursement of funds to vendors, employees, and partners. These APIs support real-time processing, ensuring timely payments and improved operational efficiency.

3. Pay-in APIs#

A suite of APIs designed to facilitate the collection of payments from customers through multiple payment modes. These APIs ensure fast, reliable, and scalable transaction processing, helping businesses maintain smooth cash flow.

Key Benefits#

Simplified financial workflows through API automation
Enhanced operational efficiency
Secure and compliant payment processing
End-to-end payment ecosystem (Pay-in & Payout APIs)
Scalable API infrastructure to support business growth
Modified at 2026-04-06 07:55:54
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