Hybrid Bank Account Verification_S
POST
https://api.staging.indiconnect.in/idverifygr/verification
Last modified:2026-04-06 06:27:07
by intelligently routing transactions across multiple banking networks. This ensures higher success rates and efficient processing
without manual intervention.
and fraud prevention. By leveraging multiple networks, it improves reliability and reduces verification failures.
account verification status, name matching results, audit trail, and bank transaction details.
Request Headers
| Header | Description |
|---|---|
myAppId | Application identifier used for service authentication |
service-key | Unique service key provided for accessing the verification service |
Authorization | API authorization credentials for secure access |
Content-Type | Specifies the request payload format (application/json) |
Request Parameters
| Parameter | Type | Description |
|---|---|---|
accountNumber | String | Bank account number to be verified |
ifsc | String | IFSC code of the bank branch |
name | String | Name of the account holder for validation and matching |
mobile | String | Registered mobile number (if applicable) |
documentType | String | Specifies the verification type (Bank Account Verification Legacy_S) |
Response Fields
| Field | Description |
|---|---|
ok | Indicates whether the request was successful (true / false) |
message | Status message describing the result of the verification |
result.active | Indicates whether the bank account is active (e.g., yes/no) |
result.reason | Reason for the verification result |
result.name_match | Indicates if the provided name matches with bank records |
result.mobile_match | Indicates if the provided mobile matches (if available) |
result.name_match_score | Score representing the accuracy of name matching |
result.audit_trail.nature | Type of audit information (e.g., BANK RRN) |
result.audit_trail.value | Value associated with the audit trail (e.g., transaction reference) |
result.audit_trail.timestamp | Timestamp of the verification event |
result.bank_transfer.response | Response message from the bank transaction |
result.bank_transfer.bank_rrn | Bank reference number (RRN) for the transaction |
result.bank_transfer.beneficiary_name | Name of the account holder returned by the bank |
result.bank_transfer.beneficiary_ifsc | IFSC code returned by the bank |
error | Contains error details if verification fails |
Use Cases
- Bank account verification with higher success rate
- Customer onboarding and KYC validation
- Payout and beneficiary verification
- Fraud detection and prevention
Key Benefits
- Smart routing across multiple banking networks
- Higher verification success rates
- Detailed audit trail and transaction insights
- Accurate name matching with scoring
- Easy integration with existing systems
Request
Header Params
Body Params application/jsonRequired
Responses
Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://api.staging.indiconnect.in/idverifygr/verification' \
--header 'myAppId: verification_v2_1_app' \
--header 'service-key: sk_test_a9944179bc598f06' \
--header 'Authorization: x-api-access indc_test_a41eaf2a175f3b13:ac_test_bf7117f6da6c6285' \
--header 'Content-Type: application/json' \
--data-raw '{
"query": "mutation {\r\n verify(\r\n input: {\r\n documentType: \"Bank Account Verification Legacy_S\"\r\n accountNumber: \"60274258687\"\r\n name: \"Tukaram Goroba Waghmare\"\r\n mobile: \"9657551465\"\r\n ifsc: \"MAHB0000521\"\r\n }\r\n ) {\r\n ok\r\n message\r\n result {\r\n __typename\r\n ... on BankAccountVerificationLegacyResult {\r\n active\r\n reason\r\n name_match\r\n mobile_match\r\n name_match_score\r\n audit_trail {\r\n nature\r\n value\r\n timestamp\r\n }\r\n bank_transfer {\r\n response\r\n bank_rrn\r\n beneficiary_name\r\n beneficiary_ifsc\r\n }\r\n }\r\n }\r\n }\r\n}\r\n",
"variables": {}
}'Response Response Example
{
"data": {
"verify": {
"ok": true,
"message": "Verification completed successfully",
"result": {
"__typename": "BankAccountVerificationLegacyResult",
"active": "yes",
"reason": "success",
"name_match": "yes",
"mobile_match": "not available",
"name_match_score": 1,
"audit_trail": {
"nature": "BANK RRN",
"value": "BC0014",
"timestamp": "2026-01-09T06:39:06.102Z"
},
"bank_transfer": {
"response": "Transaction Successful",
"bank_rrn": "BC0014",
"beneficiary_name": "Mr TUKARAM GOROBA WAGHMARE",
"beneficiary_ifsc": "MAHB0000521"
}
}
}
}
}Modified at 2026-04-06 06:27:07