1. CRIF-SERVICE
  • Default module
    • Introduction to IndiConnect
      • Who Are We?
      • What Are We Building?
      • Key Features
      • How to Integrate?
      • Key API Features
      • API Access & Support
    • Merchant Onboarding Guide
      • Merchant Onboarding
        • Pre-onboarding-Checks
        • Reasons for Declination
        • KYC-Documents
      • How to get started?
        • Sign-up
        • Email-ID-Verification
        • Complete-Your-KYC
    • Co-operatives
      • Bizstack
        • Credit Reports
          • CRIF-SERVICE
            • send consent otp
            • report fetch API
          • Experian (Soft Pool)
            • Experian Credit Bureau_S
        • Verification Services
          • Identity Verification
            • Voter ID Verification
            • Driving License Verification
            • Mobile Verification
            • Mobile Verification with OTP
            • Mobile Verification with OTP Verify
            • Mobile Verification with OTP details
            • TAN verification_S
            • ITR Fetch_S
            • ITR Verification_S
            • Face Liveness Passive
            • Advanced Forgery_S
            • IEC Verification
            • Shop and Establishment certificate verification
            • Negative Due Diligence_S
            • ICSI verification
            • CA Membership verification
            • ICWAI Membership verification
          • Business Verification
            • Udyam Registration Check With OTP
            • Udyam Verification Otp Verify
            • Udyam Verification Without OTP
            • MCA - Company or LLP CIN Lookup
            • MCA - Company Search Lite
            • MCA Signatories(DIN Verification)
            • Company and LLP Master Data
            • ROC Director search _S(DIN Director Details)
          • Banking & Financial Verification
            • Bank Account Verification - PennyDrop
            • Bank AC Verification
            • Bank AC Verification Advanced
            • Hybrid Bank Account Verification_S
            • Silent account verification
            • IFSC
            • Cheque OCR
            • Experian Credit Bureau_S
          • Employment / EPFO Verification
            • EPFO Employee Name Search_S
            • EPFO Basic Establishment Search_S
            • EPF UAN Lookup
            • EPF UAN Validation
          • Vehicle & Transport Verification
            • Vehicle RC verification - Basic
            • Vehicle RC verification - Advanced
            • Vehicle reverse RC_S
            • Fast Tag Verification_S
            • FASTTAG Last Location Verification_S
          • Risk Intelligence
            • Geo Fencing_S
            • Reverse Geocode_S
            • IP Quality Check_S
            • TIN Fetch_S
          • Utilities & Property Verification
            • PNG verification
            • Property Tax
          • DigiLocker / Token Management
          • DigiLocker Document Retrieval
          • Face & Document Intelligence
            • Face Match
            • KYC OCR Plus
          • Email & Fraud Risk
            • Email Verification
            • Email Fraud Check
          • Address Intelligence
            • Address Match
            • Address split
          • Data Matching & Validation
            • Name Match
          • Utility Verification
            • Electricity Bill verification
            • LPG ID Verification
        • ID-Verification
          • Individual
            • PAN detailed
            • document verification
            • bank verification
            • vpa verification
            • aadhaar verification
            • aadhaar verification response
          • Business
            • PAN detailed
            • document verification
            • udyam send otp
            • udyam submit otp
            • gamex verification
            • telecom send otp
            • telecom verify otp
      • Pay-in Services
        • Indicollect
          • Create Collect request API
          • Create Intent Request
          • Create Dynamic QR request
          • Validate VPA
          • Get Collect status API by transactionId
          • Resend callback API
        • UPI-Direct
          • Get transaction status by INDC transactionId
          • Send collect request
          • intent request API
          • Dynamic QR API
          • Validate VPA API
          • Transaction callback
      • UPI Recurring Services
        • Create Mandate
        • Validate VPA
        • Get all transaction of a mandate
        • Get one mandate of client
        • Mandate revoke
        • Check status
        • Mandate Transaction callback
      • IndiConnect Static QR
        • Merchant Onboarding CALLBACK
        • Trasaction Success Callaback
        • Settlement Callback
        • Get Transaction Details
        • Get Settlement Details by Indiconnet Settlemt Id
    • SME
      • Bizstack
        • Credit Reports
          • CRIF-SERVICE
            • send consent otp
              POST
            • report fetch API
              POST
          • Experian (Soft Pool)
            • Experian Credit Bureau_S
        • Verification Services
          • Identity Verification
            • Voter ID Verification
            • Driving License Verification
            • Mobile Verification
            • Mobile Verification with OTP
            • Mobile Verification with OTP Verify
            • Mobile Verification with OTP details
            • TAN verification_S
            • ITR Fetch_S
            • ITR Verification_S
            • Face Liveness Passive
            • Advanced Forgery_S
            • IEC Verification
            • Shop and Establishment certificate verification
            • Negative Due Diligence_S
            • ICSI verification
            • CA Membership verification
            • ICWAI Membership verification
          • Business Verification
            • Udyam Registration Check With OTP
            • Udyam Verification Otp Verify
            • Udyam Verification Without OTP
            • MCA - Company or LLP CIN Lookup
            • MCA - Company Search Lite
            • MCA Signatories(DIN Verification)
            • Company and LLP Master Data
            • ROC Director search _S(DIN Director Details)
          • Banking & Financial Verification
            • Bank Account Verification - PennyDrop
            • Bank AC Verification
            • Bank AC Verification Advanced
            • Hybrid Bank Account Verification_S
            • Silent account verification
            • IFSC
            • Cheque OCR
            • Experian Credit Bureau_S
          • Employment / EPFO Verification
            • EPFO Employee Name Search_S
            • EPFO Basic Establishment Search_S
            • EPF UAN Lookup
            • EPF UAN Validation
          • Vehicle & Transport Verification
            • Vehicle RC verification - Basic
            • Vehicle RC verification - Advanced
            • Vehicle reverse RC_S
            • Fast Tag Verification_S
            • FASTTAG Last Location Verification_S
          • Risk Intelligence
            • Geo Fencing_S
            • Reverse Geocode_S
            • IP Quality Check_S
            • TIN Fetch_S
          • Utilities & Property Verification
            • PNG verification
            • Property Tax
          • DigiLocker / Token Management
          • DigiLocker Document Retrieval
          • Face & Document Intelligence
            • Face Match
            • KYC OCR Plus
          • Email & Fraud Risk
            • Email Verification
            • Email Fraud Check
          • Address Intelligence
            • Address Match
            • Address split
          • Data Matching & Validation
            • Name Match
          • Utility Verification
            • Electricity Bill verification
            • LPG ID Verification
        • ID-Verification
          • Individual
            • PAN detailed
            • document verification
            • bank verification
            • vpa verification
            • aadhaar verification
            • aadhaar verification response
          • Business
            • PAN detailed
            • document verification
            • udyam send otp
            • udyam submit otp
            • gamex verification
            • telecom send otp
            • telecom verify otp
      • Payout Services
        • VA Payout
          • Add Beneficiary Bank Account
          • Direct Payout Account API
          • Direct Payout VPA API
          • Add Beneficiary VPA
          • Create Transfer To Bank Account
          • Create Transfer to VPA
          • Get All Beneficiary API
          • Get All Transfer Details
          • Get Transfer Detail by Transfer Id
          • Get Payout Wallet Balance
          • Download Account Statement of virtual wallet
          • Get Account Statement of virtual wallet
          • Delete Beneficiary API
          • Resend Callback API
          • Verify VPA API
          • Callback request body
        • Payout
          • Add Beneficiary Bank Account
          • Direct Payout Account API
          • Create Transfer To Bank Account
          • Get Transfer Detail by Transfer Id
          • Get Account Balance API
          • Transaction callback
      • Pay-in Services
        • Indicollect
          • Create Collect request API
          • Create Intent Request
          • Create Dynamic QR request
          • Validate VPA
          • Get Collect status API by transactionId
          • Resend callback API
        • UPI-Direct
          • Get transaction status by INDC transactionId
          • Send collect request
          • intent request API
          • Dynamic QR API
          • Validate VPA API
          • Transaction callback
  1. CRIF-SERVICE

report fetch API

POST
https://api.staging.indiconnect.in/crifService/crif/score/fetch
Last modified:2025-05-17 10:59:19
This API allows you to retrieve the CRIF score for a specific customer. The CRIF score is a credit rating score that reflects an individual's creditworthiness based on their credit history, loan repayment behavior, and other relevant financial factors.

Request

Header Params

Body Params application/json

Examples

Responses

🟢200Success
application/json
Body

Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://api.staging.indiconnect.in/crifService/crif/score/fetch' \
--header 'service-key: sk_test_a80884f4ed7acf89' \
--header 'Authorization: x-api-access indc_test_9de5884fe214cd8a:ac_test_afcba9026f822a41' \
--header 'Content-Type: application/json' \
--data-raw '{
    "panNumber": "BHKPN2953F",
    "fullName": "UMESH NAMDEV",
    "mobileNumber": "8827809664",
    "email": "umeshnamdev234@gmail.com",
    "dob": "1998-11-03",
    "pincode": "472445",
    "stateName": "MADHYA PRADESH",
    "cityName": "Uboura",
    "addressLine1": "Darjyana Muhalla",
    "addressLine2": "Ubora B.O",
    "otp": "954566",
    "customerConsent": "Y"
}'
Response Response Example
{
    "status": "SUCCESS",
    "message": "Score Fetched",
    "data": {
        "score": "-1",
        "status": "notHit",
        "file": "INDC1747479477961F7F6B8C.json",
        "data": {
            "b2CReport": {
                "header": {
                    "dateOfRequest": "17-05-2025 16:27:55",
                    "preparedFor": "  ",
                    "preparedForId": " ",
                    "dateOfIssue": "17-05-2025 16:27:55",
                    "reportId": "CCR250517CR382031292",
                    "batchId": "b50ca0a0-645b-428f-8de4-721721df4e53",
                    "status": "SUCCESS"
                },
                "request": {
                    "name": "UMESH NAMDEV",
                    "father": " ",
                    "dob": "1998-11-03",
                    "pan": "BHKPN2953F",
                    "email1": "umeshnamdev234@gmail.com",
                    "address1": "Ubora B.O",
                    "address2": "",
                    "address3": "",
                    "phone1": "8827809664"
                },
                "personalInfoVariation": {
                    "nameVariations": [],
                    "addressVariations": [],
                    "panVariations": [],
                    "uidVariations": [],
                    "otherIdVariations": [],
                    "drivingLicenseVariations": [],
                    "dateOfBirthVariations": [],
                    "voterIdVariations": [],
                    "passportVariations": [],
                    "phoneNumberVariations": [],
                    "rationCardVariations": [],
                    "emailVariations": []
                },
                "secondaryMatches": [],
                "accountsSummary": {
                    "derivedAttributes": {
                        "inquriesInLastSixMonths": 0,
                        "lengthOfCreditHistoryYear": 0,
                        "lengthOfCreditHistoryMonth": 0,
                        "averageAccountAgeYear": 0,
                        "averageAccountAgeMonth": 0,
                        "newAccountsInLastSixMonths": 0,
                        "newDelinqAccountInLastSixMonths": 0
                    },
                    "primaryAccountsSummary": {
                        "primaryNumberOfAccounts": 0,
                        "primaryActiveNumberOfAccounts": 0,
                        "primaryOverdueNumberOfAccounts": 0,
                        "primarySecuredNumberOfAccounts": 0,
                        "primaryUnsecuredNumberOfAccounts": 0,
                        "primaryUntaggedNumberOfAccounts": 0,
                        "primaryCurrentBalance": "0",
                        "primarySanctionedAmount": "0",
                        "primaryDisbursedAmount": "0"
                    },
                    "secondaryAccountsSummary": {
                        "secondaryNumberOfAccounts": 0,
                        "secondaryActiveNumberOfAccounts": 0,
                        "secondaryOverdueNumberOfAccounts": 0,
                        "secondarySecuredNumberOfAccounts": 0,
                        "secondaryUnsecuredNumberOfAccounts": 0,
                        "secondaryUntaggedNumberOfAccounts": 0,
                        "secondaryCurrentBalance": "0",
                        "secondarySanctionedAmount": "0",
                        "secondaryDisbursedAmount": "0"
                    }
                },
                "scores": [],
                "printableReport": {
                    "type": "",
                    "fileName": "",
                    "content": ""
                },
                "employmentDetails": [
                    {
                        "employmentDetail": []
                    }
                ]
            }
        },
        "displayId": "INDC1747479477961F7F6B8C"
    },
    "code": 200
}
Modified at 2025-05-17 10:59:19
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