Bank AC Verification
POST
https://api.staging.indiconnect.in/idverifygr/verification
Last modified:2026-04-02 12:16:26
It helps validate whether the provided bank account exists and retrieves the associated account holder name if available.
By integrating this API, businesses can ensure the accuracy of bank account details before processing transactions.
account verification status, account holder name, and bank response details.
Request Headers
| Header | Description |
|---|---|
myAppId | Application identifier used for service authentication |
service-key | Unique service key provided for accessing the verification service |
Authorization | API authorization credentials for secure access |
Content-Type | Specifies the request payload format (application/json) |
Request Parameters
| Parameter | Type | Description |
|---|---|---|
accountNumber | String | Bank account number to be verified |
ifsc | String | IFSC code of the bank branch |
documentType | String | Specifies the verification type (Bank AC Verification) |
Response Fields
| Field | Description |
|---|---|
ok | Indicates whether the request was successful (true / false) |
message | Status message describing the result of the verification |
result.status_code | Status code returned by the system |
result.request_id | Unique request identifier for tracking |
result.case_id | Case ID for internal reference |
result.bank_txn_status | Indicates transaction success or failure (true / false) |
result.account_number | Bank account number provided in the request |
result.ifsc | IFSC code of the bank branch |
result.account_name | Name of the account holder (if successfully verified) |
result.bank_response | Response message from the bank (e.g., success, invalid account) |
error | Contains error details if verification fails |
Use Cases
- Bank account verification during onboarding
- Payout and beneficiary validation
- KYC and compliance checks
- Fraud prevention in financial transactions
Key Benefits
- Quick bank account validation
- Verifies account holder details
- Reduces transaction failures
- Easy integration with existing systems
Request
Header Params
Body Params application/jsonRequired
Responses
Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://api.staging.indiconnect.in/idverifygr/verification' \
--header 'myAppId: verification_v2_1_app' \
--header 'service-key: sk_test_a9944179bc598f06' \
--header 'Authorization: x-api-access indc_test_a41eaf2a175f3b13:ac_test_bf7117f6da6c6285' \
--header 'Content-Type: application/json' \
--data-raw '{
"query": "mutation {\r\n verify(\r\n input: {\r\n documentType: \"Bank AC Verification\"\r\n accountNumber: \"9887770213958242\"\r\n ifsc: \"JSFB0CPC002\"\r\n }\r\n ) {\r\n ok\r\n message\r\n result {\r\n __typename\r\n ... on BankAccountVerificationResult {\r\n status_code\r\n request_id\r\n case_id\r\n bank_txn_status\r\n account_number\r\n ifsc\r\n account_name\r\n bank_response\r\n }\r\n }\r\n }\r\n}\r\n",
"variables": {}
}'Response Response Example
{
"data": {
"verify": {
"ok": true,
"message": "Verification completed successfully",
"result": {
"__typename": "BankAccountVerificationResult",
"status_code": 101,
"request_id": "6354deb1-bb84-41a4-a52a-fc57284c6c30",
"case_id": "123456",
"bank_txn_status": false,
"account_number": "9887770213958242",
"ifsc": "JSFB0CPC002",
"account_name": null,
"bank_response": "Invalid Account Number"
}
}
}
}Modified at 2026-04-02 12:16:26