1. Banking & Financial Verification
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            • Voter ID Verification
            • Driving License Verification
            • Mobile Verification
            • Mobile Verification with OTP
            • Mobile Verification with OTP Verify
            • Mobile Verification with OTP details
            • TAN verification_S
            • ITR Fetch_S
            • ITR Verification_S
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            • Shop and Establishment certificate verification
            • Negative Due Diligence_S
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          • Banking & Financial Verification
            • Bank Account Verification - PennyDrop
              POST
            • Bank AC Verification
              POST
            • Bank AC Verification Advanced
              POST
            • Hybrid Bank Account Verification_S
              POST
            • Silent account verification
              POST
            • IFSC
              POST
            • Cheque OCR
              POST
            • Experian Credit Bureau_S
              POST
          • Employment / EPFO Verification
            • EPFO Employee Name Search_S
            • EPFO Basic Establishment Search_S
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            • EPF UAN Validation
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            • FASTTAG Last Location Verification_S
          • Risk Intelligence
            • Geo Fencing_S
            • Reverse Geocode_S
            • IP Quality Check_S
            • TIN Fetch_S
          • Utilities & Property Verification
            • PNG verification
            • Property Tax
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          • DigiLocker Document Retrieval
          • Face & Document Intelligence
            • Face Match
            • KYC OCR Plus
          • Email & Fraud Risk
            • Email Verification
            • Email Fraud Check
          • Address Intelligence
            • Address Match
            • Address split
          • Data Matching & Validation
            • Name Match
          • Utility Verification
            • Electricity Bill verification
            • LPG ID Verification
        • ID-Verification
          • Individual
            • PAN detailed
            • document verification
            • bank verification
            • vpa verification
            • aadhaar verification
            • aadhaar verification response
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            • PAN detailed
            • document verification
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            • udyam submit otp
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            • telecom send otp
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        • Indicollect
          • Create Collect request API
          • Create Intent Request
          • Create Dynamic QR request
          • Validate VPA
          • Get Collect status API by transactionId
          • Resend callback API
        • UPI-Direct
          • Get transaction status by INDC transactionId
          • Send collect request
          • intent request API
          • Dynamic QR API
          • Validate VPA API
          • Transaction callback
  1. Banking & Financial Verification

Cheque OCR

POST
https://api.staging.indiconnect.in/idverifygr/verification
Last modified:2026-04-02 12:32:03
The Cheque OCR API enables organizations to extract bank account and account holder information from an uploaded cheque image.
It uses Optical Character Recognition (OCR) technology to identify and retrieve key details from the cheque for further processing.
This API is designed to simplify banking and financial workflows such as account verification, onboarding, and document processing.
By integrating this API, businesses can automate data extraction from cheques and reduce manual effort and errors.
The API uses a GraphQL mutation request sent through an HTTP POST method and returns structured data containing
account number, bank details, IFSC, MICR, cheque number, and account holder name.

Request Headers#

HeaderDescription
myAppIdApplication identifier used for service authentication
service-keyUnique service key provided for accessing the verification service
AuthorizationAPI authorization credentials for secure access
Content-TypeSpecifies the request payload format (application/json)

Request Parameters#

ParameterTypeDescription
urlStringPublic URL of the cheque image to be processed
documentTypeStringSpecifies the verification type (cheque ocr)

Response Fields#

FieldDescription
request_idUnique request identifier for tracking
status_codeStatus code of the request
case_idCase ID for internal reference
result.accNoExtracted bank account number (masked if applicable)
result.bankName of the bank
result.chequeNoCheque number
result.ifscIFSC code of the bank branch
result.micrMICR code of the cheque
result.bankDetails.addressAddress of the bank branch
result.bankDetails.branchBranch name
result.bankDetails.cityCity of the branch
result.bankDetails.contactContact number of the branch (if available)
result.bankDetails.districtDistrict of the branch
result.bankDetails.stateState of the branch
result.nameExtracted account holder name(s)
errorContains error details if extraction fails

Use Cases#

  • Automated cheque data extraction
  • Bank account verification during onboarding
  • Document digitization for financial processes
  • Reducing manual data entry errors

Key Benefits#

  • Fast and accurate OCR-based data extraction
  • Reduces manual effort and processing time
  • Supports multiple cheque formats
  • Easy integration with banking systems

Request

Header Params

Body Params application/jsonRequired

Examples

Responses

🟠401Unauthorized
application/json
Body

Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://api.staging.indiconnect.in/idverifygr/verification' \
--header 'myAppId: verification_v2_1_app' \
--header 'service-key: sk_test_a9944179bc598f06' \
--header 'Authorization: x-api-access indc_test_a41eaf2a175f3b13:ac_test_bf7117f6da6c6285' \
--header 'Content-Type: application/json' \
--data-raw '{
    "query": "mutation {\r\n  verify(\r\n    input: {\r\n      documentType: \"cheque ocr\"\r\n      url: \"https://pg-all-js-assets.s3.ap-south-2.amazonaws.com/SBI_Cancelled_Cheque.jpg\"\r\n    }\r\n  ) {\r\n    ok\r\n    message\r\n    result {\r\n      ... on ChequeOCRResult {\r\n        request_id\r\n        status_code\r\n        case_id\r\n        accNo\r\n        bank\r\n        chequeNo\r\n        ifsc\r\n        micr\r\n        bankDetails {\r\n          address\r\n          branch\r\n          city\r\n          contact\r\n          district\r\n          state\r\n        }\r\n        name\r\n      }\r\n    }\r\n  }\r\n}\r\n",
    "variables": {}
}'
Response Response Example
{
    "statusCode": 0,
    "body": {
        "status": "string",
        "code": 0,
        "message": "string",
        "timestamp": "string",
        "errors": [
            null
        ]
    }
}
Modified at 2026-04-02 12:32:03
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